All Ladders Personal Finance Articles

Personal Finance

How to save money: easy tips to set budgets and goalsEarly retirement wisdom from 50+ top finance writers3 major salary negotiation mistakes to avoid (and what to do instead)17 things frugal people usually don’t do12 Best alternative investments [The options to consider today]Escaping the debt spiral: A high income path to financial independence9 easy changes to make now to spend less moneyNo holiday savings yet? Here’s how to build your funds fastWhy some Millennials think they have to work forever and won’t be able to retireGot a startup? Here are 3 rules for raising moneyYou accepted the job, then found out you’re being underpaid. Now what?People with this eye color make the most money5 financial milestones you should meet by 405 money management tips for the average income earnerThis is the amount of money you should have before you’re ready to retireForced out of work: The early retirement you didn’t plan forIs early retirement extreme? Here are 17 ways to make it easierHow to overcome financial imposter syndromeHow to know if you’re guilty of lifestyle inflation (and how to prevent it)Turns out a shocking percentage of people don’t know their significant other’s salaryWhy being self-employed makes my family MORE financially stableMillennials’ eating habits are consuming their savingsThe 19 best ways to generate passive income in 2019This study proves why you should be careful about lending money to your friends6 big retirement mistakes ? and one way to avoid themDon’t feel guilty about spending money (the ROI in your life)How to practice actual self care on a budgetThis is the number of Millennials that expect to be wealthy someday, despite long oddsStudy: compared to boomers, millennials’ rent is more affordable ? but that can’t afford homesWhy do we think money buys happiness?This is the surprising generation that has fallen behind the most with retirement savings8 tips from Suze Orman that will give you total financial freedomHow to become a millionaire in 3 years – TEDx talk by Daniel Ally7 reasons you might need life insuranceSuze Orman says that if Millennials don’t do these 3 things for retirement they are “screwed”9 reasons why your teenager desperately needs a jobWhy adopting this simple money mindset could change your life7 mistakes many six-figure earners are making right nowSurvey says spending under $1,000 on your wedding may increase your chance of divorce5 ways to spend time with friends that won’t cause you financial stressThis is most people’s biggest money regretWho skipped their vacation this year because they couldn’t afford one?Looking to date? You may need to ask for a raiseThe best money advice from well-known people (and key takeaways)This is a very big and surprising fear of MillennialsWhat are the advantages and disadvantages of budgeting?Early retirement buzzwords and acronyms you must knowA shocking amount of people would make their partner pay rent in their own homeThe 30-somethings guide to creating passive incomeDave Ramsey thinks you are too undisciplined for good financial adviceManaging money using the CEO principleAre you a stay at home parent? You should know this about life insuranceHow to make the most of your money on any budget5 money rules that will increase your net worthMillennials can’t help but going into debt for things that love them backWhat you think wealth should do for you determines how happy, or unhappy, it makes you29 of the best personal finance tips for beginners and beyondHere is everything you should know about 401ks, according to a Millennial money expertHow women can improve their financial optimism despite growing anxietiesCompany equity: What it is, what you should know and do you want it?Americans are making wills in newer ways than ever before1 of the toughest things to master for your financial healthHow to make extra money from home with skills you already haveYou?re losing out on a lot of money by not doing these 11 thingsChallenges of budgeting: what can you do about them?7 income generating skills that will set you freeHow our friends hurt our finances5 expenses I didn’t expect after graduatingWhat to do if you learn you’re underpaid5 money management tips for financial peace according to Dave Ramsey25-year-olds: here’s what to do with your moneyThis is how little cash Americans are carrying nowThis is how much the Tooth Fairy pays per state9 collectibles that are actually worthless3 times being nice will kill your finances6 reasons why most people lose money in the stock market5 ways to increase your salary that anyone can doThe world’s $86 trillion economy visualized in one chartThese types of apps could prompt impromptu spendingStates with the most (and least) expensive college tuition10 little known ways to get out of debt fastThis group of women bears the highest retirement riskThe most interesting student loan debt statistics that may surprise youYou have billionaire potential if you can answer ‘yes’ to these questionsCongratulations, you got a raise! Here are 5 things to do with itHow long will $1 million last in retirement? Is there a magic number?How to improve your financial confidenceTypes of budgeting: which one is right for you?The top 10 reasons why too many people retire poorAmericans can no longer afford to go on vacationCongrats on your raise. Here’s how to keep itThis is how much money most parents give their kids every weekThese states have the biggest debt problem in AmericaHow to find, vet and prosper with a financial plannerThe reason only 13% of millionaires feel wealthyHow to retire early on a modest incomeLifestyle creep: the financial trap that hurts your pockets10 money questions to ask yourself (so you can afford the life you want)5 of the top money mistakes made by MillennialsHow to manage your business finances as an entrepreneurWhy you need a midyear budget check-inMillennials are giving up on this time-honored set of idealsHere are the best places to retire in each state4 killer career moves that will save your financesThe life events that woke me up from my financial misery4 financial lessons I wish I knew when I was youngerFinancial expert Jackie DeAngelis explains exactly what the Fed’s rate cut means for your walletAmericans would rather talk about religion, health and politics over thisParents feel more pressure to spend money during this time of the year than the holidaysAmericans’ hobbies are turning into side jobs, according to this studyYour next candy bar is going to break your bankParents are spending less on this for their children every yearHere’s some of the surprising things Americans would sacrifice for early retirementMy social status turned into a financial s*** showA shocking number of delivery drivers admit doing this to your food5 ‘logical’ credit moves that can lead to troubleThe number of parties millennial throw is burning them out and making them broke, research says8 small things people use to judge your personalityThis generation (by far) cares the most about getting rich10 life insurance myths debunkedPersonal finance is personal for a reasonMillennials don’t tend to do this often, but when they do they’re more generous than others10 seasons of Shark Tank: The hits, the misses and the Jaws-dropping statisticsMillennials think paying for this (very cheap) thing makes them real adultsHow I’m saving 65% of my income without a six-figure salary8 extreme frugal living ideas you probably haven’t consideredThis (surprising) generation outspends all others when it comes to vacations5 financial concerns that need to be addressed before marriageDespite having less support, women outpace men in financial independence9 time saving tips to help you get more out of each day5 ways to be frugal while saving the environmentStudy: People really don’t want to go to your birthday party or weddingHow I ditched debt: ‘I just pretended I didn’t have money’How to avoid high-income lifestyle creepCommand your money: how to create a budget that worksHow the costs of owning a cat and dog compare7 revolutionary financial goals for the modern professional4 ways to improve your financial intelligence7 truly passive income ideas you probably haven’t consideredThe best salary negotiation tactic might be too awkward for most people to tryThis is the best state for your retirementHow I am side hustling my way to financial independence5 ways to hack your budget between jobsThis is the city where you should buy your first home7 simple passive income ideas for busy people3 major life events every Millennial should be saving for right nowThis is the exact amount of money you need to feel absolutely “financially secure”23 best work from home jobs to make extra moneyPay yourself first: The simple concept to start saving money21 high-paying side jobs you can do in your spare timeHow to retire with a high income: A definitive guide7 ways to make you money last in retirementTeaching kids about money and financial literacy with video games12 flexible companies that help pay for your vacationThe best money management tips to help create financial peace7 biggest financial career mistakes you can ever makeI turned my side hustle into a full-time job in 7 months thanks to 4 smart money decisions I made at the beginning10 major financial issues all parents need to discuss before a new babyHere’s why you should pay yourself firstIs financial independence even possible for me?10 best personal finance books of all timeHow to make money on the side, no matter how busy you areForget these 5 myths you’ve heard about debt consolidationSave, stretch, protect: A financial expert on how to begin plotting your retirement strategyThis shocking number of people have less than $500 saved for an emergency7 major financial mistakes people make in their 40sExtreme frugality vs abundance mentality5 reasons to keep rentingSurvey finds women’s earnings peak 11 years earlier than men, and they earn $35,00 less7 pieces of common money advice you can ignoreDeath to the consumer mentality: How to start fattening your walletI spent 5 years studying rich people. Here are the best pieces of advice I can give you about money10 stupid ways I waste so much moneyBrides, your friends say being in your wedding is putting them in debtApps that make splitting the check so much easierStressed to pick the best? Try ‘good enough’ money decisions insteadThe signs that signal you are too obsessed with making money nowFinancial infidelity: 8 signs you might have a problemHow can pay transparency make a difference for women?Here’s how much money 25 types of scientists really makeHow much life insurance do you need? It depends on these factors5 financial tips for postgraduatesThese are the best cities for retirementLiving in a ‘financial desert’ means you’re likely to have low credit, delinquent accountsYou may be surprised at which generation has the most credit card debtThe age at which men and women reach their peak salaries is likely earlier than you thinkStudy: These psychopathic traits help people make better financial decisionsHow to make the most of your money on any budgetRetire a millionaire (even if you haven’t started yet)The average 401(k) balance by ageHow to increase your salary: The best tips to make more moneyCalculating your salary is easier than you think – use this equationAmerican are giving up their retirement savings to help their adult children
24 savings accounts that will seriously help your money growHow savings can impact your employees financial wellbeingIs standing the new sitting for budget flights?What a woman should do when her partner has debtHow the minimalist lifestyle benefits your finances (but is it right for you?)Americans have lost over $10 million because of phone scams11 things you’re paying way too much for (and how to save instead)This ethically-impelled trend is attracting a lot of investorsThe primary reason young women become financially independent quicker than menThese are the weird purchases people keep secret from their significant otherThe pros and cons of buying a luxury carHow I?m saving 65% of my income without a 6-figure salaryAre America’s teachers really underpaid?What is credit invisibility?Employment gaps raise red flags, but they can be overcome5 ways retirees can tackle their credit card debtHow much does a pint of beer cost around the world?76 legit ways to make money on the side this yearHow to save on everyday fees and charges7 ways to make money fast, quick, and in a hurryThe ingenious way one VP beat the gender pay gapSurvey: Almost 50% of men think the pay gap is ‘made up’Suze Orman: Stop buying coffee and you could be a millionairePro tip: 3 salary negotiation mistakes people makeStudy: 30% of employees would take less salary for better benefitsWhat makes Americans take out personal loans?4 ways to reclaim ownership of your timeHow money stress affects womenPay for performance potentially contributing to mental health crisisA significant number of men think gender diversity at work is hurting themAnything is possible if you pay the priceVisualize what investing $100 in early stocks would be worth todayThe best financial advice at every ageHow much grads earn 10 years after attending America’s most expensive collegesWhat you should know about financial abuseChange your screen habits from time-wasting to money-savingThis schedule trick will save you time, money and energyHow to make more money, based on your zodiac sign7 ways minimalist living can help you save moneyYour cup of coffee is about to get a little more expensiveThe 30 highest-paying jobs in the United StatesApply the principles of long-term investing to everything7 things you should know about your money by age 35Things I wish I’d known about money in my 20sBuying real estate? Focus on these 3 numbersVisualized: The gender pay gap only gets worse with ageI couldn’t shop for 3 months and it was the financial refresh I needed7 ways being single could help you save more moneyChange your screen habits from time-wasting to money-savingWant to earn more money? 11 businesses you can start from homeThe best investment apps for every type of investorHow I ditched debt: Making the most of a gig economyHow long it takes to kill the average credit card debt in every stateThe average 401(k) balance by age5 tips from college professors for negotiating your salary when you?re hiredThe psychological hack that can help you save more moneyYour easiest New Year?s resolution: Make your savings grow faster20 things to master before you turn 40These are the Top 15 companies hiring for $100K+ jobs in January 2019The 3-step strategy that helped nearly 100 millionaires get richSurvey: Only 36% of candidates negotiate salary when offered a jobEmployees value compensation, fair treatment the most7 stats about Christmas spending that will knock your stockings offDo these 5 things by Dec. 31 to cut your tax bill7 revolutionary financial goals for the modern professional5 people who paid off their student loans really fast: How they did itA state-by-state look at how much more expensive childcare is than a higher educationStudy: Cold weather lovers earn more than beachgoersThe ultimate guide to office gift giftingThere’s a reason your purchases are getting more expensive ? and mediocreBlack Friday shopping is changing in the digital ageWomen don’t feel safe on public transit ?�and it’s costing them moneyThe student loan interest deduction: What you need to know for your 2018 taxesThis is how much the average person will spend on Thanksgiving this yearThis is what you take home from a $100K salary in America’s biggest citiesThis is one simple trick to save more moneyMillennials are more likely to share their salary than Baby Boomers5 ways to stop student loan garnishment for freePeople are so desperate to keep salaries secret they won’t even reveal them for $125 cashWhich student loan should you pay off first?How to be financially secure beyond your job11 steps to make $1 million last 30 years in retirementThese are the highest (and lowest) paying jobs in each state for 20181 phrase is keeping women from promotions and raises ? Let’s stop saying itWhat’s the cost of happiness? $95K, says this studySurvey: 20% of Americans do not feel they can pay their credit card balances in fullHow I saved money for my wedding (while buying a house and quitting my job)Things you can do today to feel better about your money worriesFinancial freedom: How to run away and work wherever you want7 reasons why your salary might not be going up, even though the economy is doing greatThe best budgeting apps and toolsSurvey: 30% of couples talk about money on a daily basisSurvey: 69.3% of Americans think paying bills on time shows someone is ‘well-off’Why your 401(k) stinks6 ways you?re losing money without even realizing itSurvey: 52% of workers say a ‘higher salary’ is needed to remain at their companyWhy this powerhouse VC chose a ‘Bachelor’ to co-host her podcast for womenHere’s how much more money American men earn than women at every ageWhy it’s important to separate your self worth from your money76% of young adults believe they?ll be better off financially than their parentsAmericans spend an average of nearly $3,000 annually on vicesSan Francisco is so expensive over 50% of tech workers say they can’t afford to start families3 ways to test your startup idea before investing money5 ways to stop living paycheck to paycheck3 very good ways to spend your timeMillennials in this American city are carrying the most debtYou could get paid (well) to watch TV all day8 things you’re spending too much money on ? and how to stopSuccessful professionals share the thing that helped them land a raiseMapped: Millennials get paid much less than previous generations8 of the worst business decisions ever madeWhat you should do after paying off debt11 financial experts share the best money advice they’ve ever receivedWhat to budget monthly if you become a dog ownerSurvey: Number of Americans ‘saving more’ toward retirement continues to climb5 money questions you should be able to answer by 35Why spending money on ‘happy’ is worth itThe entrepreneur?s curse: Why optimism can prevent you from seeing the total picture‘Skip that latte!’ and other financial advice we hateIt costs $31,000 more raising a kid today than in 1960Why universal basic income costs far less than you thinkGabrielle Union on why women need to stop feeling ‘lucky’ when someone likes their ideaIs impostor syndrome costing you money?The one thing to keep in mind before investing your moneyThe cities in America with the highest (and lowest) income inequalityWhere seniors are most housing cost-burdened$50,000 in 5 months: 3 essential steps to turn a passion project into a business‘Entrepreneurship porn’ paints a pretty picture of startup life, but glosses over the dangersSurvey: 1/3 of married couples fight over cash monthlyAlmost 1 in 3 Millennials using retirement money to finance homesVisualizing the best and worst paid jobs in the tech sectorFinancial & emotional freedom: What does it take?These are the jobs with the biggest pay-increase potentialThe pros and cons of having separate banking accountsHow one retired Millennial made more than $60,000 in passive income last year5 deadly investment mistakes you must avoid9 alternative retirement plans for poor plannersSurvey: 64% of Americans know their partner?s bank passwordsThese are the 25 best cities in America for rentersThe 4 stages of life and debtHow I?m getting richer every day: 4 ways to increase wealthSurvey: 86% of Americans would like their partner to be happy at work, but paid lessMen in finance see workplace as meritocracy. Women don’t see the sameThings to master before turning 50Should you accept a promotion without a raise?6 reasons that continuing education is a no-brainerInversion: The billionaire thinking skill you were never taught in schoolThe metro areas in America where it pays to be a commuterThis woman took her startup to the next level because of her network made up of personal assistantsSurvey: 8% never plan to retire and 61% ‘don?t know’ how much money they?ll needSurvey: 64% of employees would accept a promotion without a raiseDo you know what the hiring interviewer is really thinking?The reading brain (why your brain needs you to read every day)How employers’ time-tracking systems steal from your salaryThe answer to ‘What is the single most effective piece of financial advice you’ve ever received?’Survey: More women are paying alimony and child supportBy 35, you apparently need to have twice your salary saved for retirementThe best investment decision I have ever madeYour comprehensive tax preparation to-do list3 ancient laws to help increase your wealth this yearStop spending so much!4 tips on salary negotiation from the $20-million-plus star of ‘Grey’s Anatomy,’ Ellen Pompeo4 ways to push through holiday withdrawalMore than half of Americans have suffered paycheck problemsHere’s one mistake you should avoid making in salary negotiationsAre you getting paid what you deserve?The New Year Promotion PlanThe 10 commandments of salary negotiationSalary requirements: Expressing your minimum salary requirementSalary Negotiation Tips: Employer Reneging on a Verbal Salary AgreementSalary Negotiation Tips: Salary Research for Specialized AreasSalary Negotiation Tips: How to Follow Up When You’ve Heard NothingSalary Negotiation Tips: Correcting a Discrepancy on an OfferSalary Negotiation Tips: Executing the “Lockdown Maneuver”Salary Negotiation Tips: Torn Between Two (Possible) OffersSalary Negotiation Tips: Quantify Value to Get the Best OfferSalary Negotiation Tips: Your Competitive Market ValueSalary Negotiation Tips: Honor Thy Wealth and ProsperitySalary Negotiation Tips: Thou Shalt Not Take the Name of Thy Salary in VainSalary Negotiation Tips: This Is the Job Thou CovetethSalary Negotiation Tips: Negotiating Salary and BenefitsSalary Negotiation Tips: Thou Shalt Not Regret Salary DisclosureSalary Negotiation Tips: Thou Shalt Not Speak Too SoonSalary Negotiation Isn’t PrettyHuman Resources Thinks Your Salary Should Be?Negotiate a Bigger Salary with Your Resume5 Ways to Negotiate Salary RequirementsDon?t Take the Buy-outThe Credit Crunch Hits HomeSales Rep Leaves High-Volume Quotas for Higher ElevationNegotiating a Bigger Sales PackagePitch Your Way Over $100k