Change your money mindset so you can attract more money

Most people love money even if they pretend not to care about it. I’ve been there. But there comes a time when you have to honor your core truth no matter who thinks otherwise. You have to think for yourself and quit suppressing your desires because that’s what living authentically means.

So I started digging into money matters, trying to understand why some people make money easily while others struggle. I began teaching myself how to expand my financial base and how to avoid being broke. When you stop worrying about money, you can focus on doing things you enjoy.

Learning how to manage money means you can buy stuff that felt expensive in the past. You sleep better at night when you’ve got savings put aside.

“There is no dignity quite so impressive, and no one independence quite so important as living within your means “— Calvin Coolidge

There’s one truth that’s so simple, yet many people struggle to grasp and live by — what goes out must be less than what comes in. My ex-colleague, who earned the same as me, once walked away with a smoking hot brand new high-end ride which cost him an arm and a leg.

You see these scenarios all the time.

The truth is, these possessions aren’t signs of what these people can afford but of what they can borrow. Sarah Stanley Fallaw, the co-author of the book The Next Millionaire Next Door, writes,

“Spending above your means, spending instead of saving for retirement, spending in anticipation of becoming wealthy makes you a slave to the paycheck, even with a stellar level of income”

Habits like these are also a signifier of success. You can tell how financially independent you’ll be in the future by how you spend today. Financial experts have always preached the power of compounding cash and budgeting. This goes to say that spending less than you earn is critical in escaping the debt trap.

If you can draft a plan to minimize spending and cultivate enough discipline to follow through, you’d free yourself from debt permanently. Debt is avoidable. Taking care of the little things means you’re able to take care of the big things much more easily. If you can manage a thousand dollars, you can manage 10K easily.

Similarly, if you’re spending less than you earn and have some money stashed away, it’s much easier to make a big investment. The thing about opportunities — like fantastic investment deals — is that they show up when you least expect it.

It helps to have some cash you can pull together and jump into the deal. Being in a good spot money-wise can open many doors.

Learning to manage money is the most beneficial skill you can teach yourself. When I learned I could do much with a thousand bucks, I understood the power and potential of five hundred bucks. Money isn’t just money. It’s seeds that can grow, multiply and transform your life.

Money brings happiness and freedom in so many aspects. So many people are stuck in soul-crushing jobs because they’ve got little or no savings. Women, in particular, are trapped in loveless and depressing marriages because they stress about money more than men.

Constantly worrying about how assets and liabilities will be split, child support, and upkeep, they can’t afford to go elsewhere. Admittedly, I’m biased about women becoming wealthy because it gives them a way out should things go south.

Nothing breaks my heart like seeing a freshly divorced woman struggling to pick up the pieces of her life because the man she depended on has left her for a younger woman with perkier teets. There’s also something to be said about a woman who makes her own money. It signifies a strong self-belief and commands respect from others, her man included.

Why some people have a good relationship with money while others struggle

Why does talking about money feel like walking on needles for some while others do it comfortably? It’s all because of the energy they operate in with regards to money. Money is energy. The type of energy and vibration with which you approach money determines the experience and outcome you have with it.

If you don’t feel worthy of a healthy bank account, you’ll never have it, and even if you do, situations will crop up and dramatically reduce your balance. It’s a simple principle that can be expanded to real life.

Let’s talk about that for a second.

Say you want a pair of shoes that cost three hundred dollars which is way more than you’d fathom spending on shoes. If you bought those shoes, you might be mortified when the cash swims out of your account. Your heart may beat a little faster, and your palms get a bit sweaty.

But three days later, you’ll not feel the sting of your purchase as much as you did before.

Why? Because your brain has a way of resetting and normalizing emotions. Suddenly cashing out three hundred dollars no longer feels out of your element. Unbeknownst to you, you’ve changed the energy you’re operating on in regards to money.

Now, spending $300 on a pair of shoes becomes attainable, a new norm. It doesn’t mean you’ll only buy 300 dollar shoes. But if you need to, you’ll do it comfortably without triggering overwhelming emotions.

The thoughts you think about money, the feelings you create about it, the phrases you use, and its flow are all linked to the relationship you have with money. Understanding this will help you keep your money language in check.

Of all the things we want to have but are shy to admit, money tops this list. Yet, you can’t attract what feels unwanted. To attract money, you’ve got to love it. You’ve got to admit that it’s a fantastic tool to have because it elevates your quality of life.

People in one place have been reported to live much longer than others elsewhere because of higher incomes. Quoting The Business Insider:

“Wherever you are [in terms of income], people much better off than you are going to be healthier and live longer, and people that are less well off financially are probably, as a group, on average, not going to live as long and be less healthy”

The lack of money is the number one cause of a low-quality life

Obesity has been linked to low quality of life. But it goes deeper than the inability to access healthy food, gym membership, and a job that leaves you no time to exercise. Obesity can be seen as a money problem.

When Brenda Long visited her local fast food store to buy a cheeseburger, fries, and a drink, she discovered that by topping up just $1.24, she could get a larger portion of the meal. What was shocking was that the simple switch brought the numbers to 52 grams of fat and 1,320 calories from 39 grams of fat and 910 calories.

Because $1.24 is not much, a tight budget will make one opt for large meal portions. When consumed regularly, it could lead to obesity. This goes to show that when you improve wealth, your health is positively impacted.

To attract money, you have to change how you respond to it. The way cash responds to you is significantly influenced by how you feel about it. Obviously, money won’t magically appear in your account just by thinking good thoughts. We all know that we’ve got to back up our beliefs with actions. But money comes easily when you approach it in good taste.

“Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment, it insures the possibility of satisfying a new desire when it arises.” — Aristotle

This article first appeared on Medium.