Ways to improve your finances with your smartphone

Many people have experienced financial uncertainty in recent times. Anything that helps you bolster your bank account, even slightly, is nothing to be scoffed at. 

As premium smartphones increase in price year on year, users will likely associate their devices with losses more than earnings. Some ardent customers will go to great lengths to afford the latest gadgets. Showing off the latest tech is more important than having healthy finances in some circles. 

However, your phone is a tool that can be used to improve your money situation. If you stay committed and motivated, there are numerous opportunities you can explore here. But what are the areas of interest you should be considering?

If you’re stuck for ideas, here are some ways to improve your finances with your smartphone.   

Purchase a Budget Smartphone

There are many manufacturers of smartphones. Researching all of your options may help you a great deal. 

If premium smartphones outprice you, then budget varieties are also available that can perform remarkably well. Often, their cameras and capacity for mobile gaming are just as efficient as anything you’d expect on an Apple smartphone. If you’ve recently purchased a premium device, it may be worth selling it on and buying something more affordable instead. 

Remember, almost any smartphone can help you explore subsequent moneymaking opportunities too. So long as you have an internet connection, you’re often good to go. Unless you’re proud to have the latest devices at your disposal, there are very few practical reasons to spend so much on these devices. 

Think About Refer And Earn Opportunities

A SIM only plan typically requires spending. However, some entities may be willing to explore a ‘give and take’ type arrangement. 

For example, you can refer a friend and earn cash online with Lebara. You can earn up to £50, and there is no cap on the number of people you can refer either. Loved ones purchasing multiple SIMs will also have their purchases count as separate referrals, which means you could earn more money. It’s a great way to earn some extra cash from home and help your loved ones with great deals in the process. 

Remember that the smartphone experience can be dependent on how many minutes and texts somebody has to utilize. Data usage plays a big part in the enjoyment factor too. Try to appreciate the need for these services and embrace making some money from them.  

Facilitate Work Opportunities

Everyone needs to switch off after work. However, those looking to fast-track their career progression can do so from their smartphone. 

For instance, you could download your work emails, chat software, and cloud data via your smartphone. Stay in touch with your team, be available for your clients, and browse performance metrics at your leisure. A series of quick glances and messages throughout your day shouldn’t impact your personal life too much. You can profit from all of this immediately if you’re a freelancer. 

Remember that colleagues and clients gravitate toward those who go the extra mile. If you’re always reachable, you’ll be a worker who others rely on. Promotions and pay rises may then lie in your imminent future. Give yourself an extra edge professionally with your smartphone.  

Download Money Saving Apps 

Money saved is money made. Fortunately, there are many apps out there that are designed to support you with your spending. 

Some downloads can help you save energy and your funds, so it’s worth researching those further as well. Many of theseapps also enable you to check your account balances, make investments, and automate important payments. Educational content is also be provided with many of them, so it’s a great way to start building your financial awareness if you’ve put it off so far. 

Under your instructions, some money-saving apps can even put a percentage of your earnings away for you each month. However, once your aptitude for saving has been established, it may be worth switching to a regular savings account. You will gain interest this way, so it’s likely a preferable long-term option for you. 

Browse Online Surveys

Answering company questions is a common thing to do online. However, sometimes participating can feel like losing time, and time is money. 

Fortunately, some online surveys offer a modest fee to those who partake, so it may be worth seeking those out during your downtime. You may not earn much initially, but if you stick at it, you could make some healthy spending money right from your smartphone. 

It may be worth thinking about the types of survey you would like to participate in. For example, your gas company may offer a short and sweet paid survey. You could make some money and potentially improve the service you receive in unison. Otherwise, you could focus on other topics that resonate with you personally. Perhaps doing so will motivate you to undertake more surveys and thus make more money? 

Partake in Phone Recycling

Don’t allow your old phones to clog up cupboard space. After all, you may be able to sell yours for a reasonable price. 

It could be that lots of people are sitting on a small windfall with their old tech, so you should try to be proactive here. There is a right way to approach things, so make sure you secure the best deals possible by working with the right firm. They will work on your behalf to sell your phone, and some may even be willing to make minor repairs where necessary. Be sure to shop around. 

Obviously, you’ll need to replace your phone with a new one. Perhaps the money you make here could contribute toward that? Could you secure a better plan with your earnings? Alternatively, you could simply buy a cheap phone for temporary use and pocket the cash you made. The choice is yours, so spend those hundreds of pounds wisely.  

Conclusion

Be smart with your smartphone. Browse a wider range of purchase options, and also start making some money with a few swipes of your screen. Reduce the time you spend idling with your devices, and use them more productively. Save energy, improve your relationships, and better your job prospects in unison. In the end, there’s a lot to appreciate here.    

This article is from Your Coffee Break.