Sr. Analyst, Risk Analytics

What you'll be doing

As the Senior Analyst, Risk Analytics you will provide support on developing and producing portfolio risk dashboards and other regular reports to monitor Retail Lending portfolio performance, and provide insights for senior management to make decisions. This position will also be involved in in-depth analysis on credit losses and delinquency based on large amount of data from a variety of data sources to understand risk trend and generate insights.

At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.

How you'll succeed

• Reporting – You will prioritize work items to make sure reports/analyses are delivered on time. You will use tools such as SAS EG and MS Office to prepare risk dashboards and other reports and perform analyses to monitor portfolio performance and develop insights. You will work closely with Finance and Collection to validate credit loss numbers and
• understand impact of their operation on portfolio performance.
• Risk analysis – With good understanding of risk data from TSYS, Capstone and Triad you translate portfolio performance questions to analysis design to derive actionable information from large number of data. You work with Account Management and Acquisition teams to provide portfolio impact analysis of risk strategy changes and optimization.
• Business acumen and data control – You understand our clients and keep up to date on retail lending products , processes, data sources, and overall Canadian economy to understand the impact on portfolio performance. You will ensure that numbers in dashboards are accurate by maintaining and enhancing data preparation process control and documenting data/process changes. You participate in process design and risk-related projects.

Who you are

• You can demonstrate experience in SQL and other programming languages, mathematical or statistical analysis software tools (SAS or Databricks preferred), database management, and advanced Microsoft Excel skills. It is an asset if you have undergraduate degree in quantitative areas such as mathematics, statistics, physics, economics, or another applicable discipline.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

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