Job DescriptionThe Role Vision: From Loan Originator to Capital & Equity Strategist
The MG Lending Advisor does not view mortgage lending as a standalone paperwork process. You are an essential financial partner embedded within a multi-pillar advisory team working alongside real estate and insurance specialists. You guide clients before, during, and long after a loan closes, ensuring their home financing aligns with their broader financial trajectory.
Full Responsibilities
- Capital & Purchase Modeling: Deliver multi-option pre-approval packages, buyer purchasing models, and seller net sheets within 24 hours of client consultation.
- Integrated Advisory Participation: Co-lead client strategy sessions alongside MG Home Advisors and Town & Country Insurance Advisors to present unified real estate, loan, and risk plans.
- Loan Origination & Structuring: Manage loan pipelines from pre-approval through underwriting and settlement, maintaining transparent communication with clients and agents.
- Annual Mortgage Health Reviews: Re-engage closed clients annually to evaluate refinancing opportunities, debt consolidation, rate optimization, and cash-out equity strategies.
- Buyer & Seller Education: Conduct financing workshops and produce educational material on purchasing power, interest rate positioning, and home equity preservation.
System Adoption, Adaptability & Technical Competencies
- System Adaptability: High adaptability to master and execute within current enterprise lending software, CRM platforms, and automated workflow intake structures.
- Tech Stack Competencies: Proficiency with digital LOS (Loan Origination Systems), integrated CRM pipelines (Lofty/internal lead management engines), Microsoft Forms intake branching, and digital presentation tools.
- Data Integrity: Maintain precise client records and pipeline status tracking to adhere strictly to 24-hour SLA execution targets.
QualificationsQualifications & Licensing
- Active NMLS License with active state originations in DC, MD, and/or VA.
- Minimum 3+ years of experience in residential mortgage originations and financial analysis.
- Strong understanding of conventional, FHA, VA, jumbo, and specialized buyer assistance programs.
Additional Information 
