What You'll Be DoingThe Executive Director, Balance Sheet Optimization will play a leading role in enabling growth across CIBC's Corporate & Investment Banking businesses by helping transaction teams manage balance sheet, funding, risk and capital constraints while maintaining the Bank's risk appetite.
As part of a lean and evolving Balance Sheet Optimization team, the successful candidate should expect to operate across levels. In addition to senior advisory and execution responsibilities, the role will initially include hands-on data collection, recurring reporting, and presentation preparation while processes and reporting capabilities are being automated.
How You'll SucceedSolutions and Execution
- Partner with Corporate Banking and Investment Banking teams to identify transaction, client, and sector constraints and assess opportunities to optimize balance sheet, capital, funding and risk.
- Develop and recommend executable solutions-including loan sales and participations, forward flow arrangements, NPI, CDS, SRT, funding trades and asset pledges-based on economics, RWA impact, business returns and risk appetite.
- Coordinate front-office and control partners to structure and execute transactions, secure approvals, complete documentation and resolve execution issues.
- Build repeatable execution frameworks and represent Balance Sheet Optimization in relevant governance forums.
Portfolio and Returns Management
- Maintain a forward view of the transaction pipeline, portfolio roll-off, business plans, concentrations and capacity required to support growth.
- Participate in new-deal reviews, including deal approval committee, and drive follow-up.
- Partner with business leaders to improve lower-return clients and transactions through stronger economics, reduced resource use or capacity redeployment.
- Translate recurring constraints and concentrations into an annual optimization plan with measurable balance sheet, capital and funding objectives.
Reporting and Capability Development
- Deliver concise management reporting on pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits and key decisions.
- Improve tools, reporting, policies and execution standards as manual processes transition to scalable automation.
Who You Are- The successful candidate will combine strong credit judgment, transaction execution capability and commercial partnership skills, with the ability to translate complex balance sheet constraints into practical solutions.
- Typically 10+ years of relevant experience in corporate banking, investment banking, credit, loan distribution, structuring, portfolio management, or capital management; experience level will be calibrated to Director or Executive Director. MBA, CFA, or formal credit trading a plus.
- Strong understanding of corporate credit, financial modeling, transaction structuring, portfolio risk, RWA, capital, balance sheet and funding considerations.
- Experience evaluating and executing nonpayment insurance, credit-risk transfer, loan distribution, participation, hedging or related optimization solutions.
- Ability to assess solution economics, model costs and benefits, and communicate implications for returns and resource utilization.
- Commercially minded and solutions-oriented, with sound judgment on balancing client priorities, business objectives and risk appetite.
- Strong cross functional communication skills with the ability to synthesize complex issues into clear recommendations and decision materials, resolve competing priorities and drive accountability.
- Highly collaborative, proactive and organized, with the ability to operate independently in a lean, evolving team.
- Willingness and ability to personally perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting when required, without relying on dedicated junior support.
- Comfort operating at both strategic and hands-on levels, from shaping priorities and advising senior stakeholders to preparing underlying analysis and advancing individual transactions through execution.
- Experience supporting technological advancement, driving AI usage, and developing management dashboards.
- Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.
At CIBC, we offer a competitive total rewards package. This role has an expected salary range of
$275,000 - $300,000 for the
New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee's needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members.
Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.
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Job LocationNY-New York, 300 Madison Ave Fl 8
Employment TypeRegular
Weekly Hours40
SkillsAdvisory Services, Business Banking, Business Consultations, Business Investments, Capital Management, Cash Management, Client Service, Credit Services, Financial Modeling, Leadership, People Management, Portfolio Management
