Job DescriptionIn this role you'll make an impact in the following ways:
The Vice President, Product Analyst is an integral role within the POM Product Management function. A pod-embedded product analyst focuses on detailed business, system, and process analysis within a defined product or capability area. Partners closely with Product Owners-and supports Product Managers as needed-to translate product intent, regulatory needs, and operational requirements into clear, testable analysis and backlog-ready stories. This role is accountable for improving story quality, reducing ambiguity and rework, and supporting audit- and operations-ready delivery. The role requires deep domain expertise in payments processing, regulatory standards (including ISO 20022), and strong analytical capabilities to drive business transformation initiatives.
Business Analysis & Requirements Management- Elicit, analyze, and document functional and non-functional requirements across payments initiatives, including cross-border payments, real-time processing, and clearing systems.
- Create and maintain analysis artifacts: current- and future-state process flows, user journeys, decision tables, data mappings, and traceability.
- Support backlog readiness and refinement with the Product Owner; clarify scope, acceptance criteria, edge cases, and downstream impacts for delivery teams.
- Conduct impact analysis across adjacent workflows, systems, and controls; surface risks, dependencies, and operational constraints early.
- Partner with testing to validate requirements and acceptance criteria; support UAT and defect triage from a business-process perspective.
- Maintain regulatory and audit traceability from requirements through release, ensuring required evidence and documentation are complete.
- Contribute to launch and BAU handover by preparing process updates, standard operating procedures/work-instructions, RACI updates, and training materials in partnership with Product and Operations.
- Surface when analysis complexity, regulatory risk, or cross-pod dependencies exceed pod scope and require Senior BA support.
Payments Domain Expertise- Provide subject matter expertise in payments processing, including SWIFT, ISO 20022 (pain/pacs/camt messages), Major Financial Market Infrastructures (FMI), Instant Payments and payment lifecycle flows.
- Ensure accurate interpretation and validation of payment message fields and business rules.
- Support initiatives related to payment modernization, regulatory compliance, and operational risk reduction.
Stakeholder Management & Collaboration- Act as a liaison across Product, Technology, Operations, and Client Services to ensure alignment on requirements and delivery priorities.
- Facilitate workshops, backlog grooming sessions, and requirement walkthroughs with stakeholders.
- Coordinate across multiple teams to define scope, constraints, and dependencies for strategic initiatives.
Delivery & Execution Support- Work within Agile/Scrum frameworks to support sprint planning, backlog refinement, and UAT cycles.
- Define acceptance criteria and support functional testing to ensure high-quality delivery.
- Clear written communication; crisp artifacts and acceptance criteria; strong meeting facilitation and note-taking.
- Time-management and backlog-readiness discipline; can manage multiple work items and stakeholders within a sprint cadence.
- Track deliverables and ensure timely execution across large-scale, mission-critical programs.
- Proficiency with process modeling and analysis techniques and business/data rules capture.
- Ability to work with data analysis tools (SQL, Excel, etc.)
- Familiarity with APIs, integration patterns, and payment processing systems
Data Analysis & Validation- Perform data analysis, reconciliation, and validation for payment flows and transactions.
- Support troubleshooting of production issues and root cause analysis for payment failures or exceptions.
- Ensure data quality, integrity, and compliance with regulatory standards.
Risk, Compliance & Controls- Ensure adherence to regulatory and compliance standards (e.g., SWIFT, ISO, sanctions, AML).
- Identify and mitigate operational risks in payment processes and system design.
- Contribute to strengthening controls and improving straight-through processing (STP) rates.
To be successful in this role, we're seeking the following:
- Experience in large-scale payment transformation programs or platform modernization initiatives
- Exposure to regulatory initiatives (e.g., ISO migrations, market infrastructure changes)
- Background in banking, financial services, or transaction banking.
- Bachelor's degree in Business, Engineering, or related field. - Advanced degree preferred.
- 5-10 plus years of experience required.
Our Benefits and Rewards:
BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life's journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.
