MasterCard

Senior Software Engineer (Sanctions Service & AI Inference)

MasterCard • $111K — $160K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of strong software engineering experience with Java and advanced application frameworks.
  • Expertise in designing scalable, highly available distributed systems.
  • Proven problem-solving and analytical skills, alongside advanced technical design abilities.
  • Experience with automated testing and ensuring software quality best practices.
  • In-depth understanding of software reliability, performance, and security.
  • Demonstrated ability to mentor engineers and lead technical initiatives.
  • Excellent communication and collaboration skills.

Responsibilities

  • Design, develop, and maintain high-performance, scalable software solutions.
  • Drive the technical design and implementation of new product features.
  • Participate in all phases of the software development lifecycle from design to deployment.
  • Lead technical discussions, conduct code reviews, and advocate for engineering best practices.
  • Troubleshoot complex technical issues and conduct root-cause analysis.
  • Mentor and coach engineers through hands-on leadership and knowledge sharing.
  • Collaborate with cross-functional teams to meet business, security, and compliance needs.

Benefits

  • Opportunity to work on impactful, high-visibility projects.
  • Collaborative environment with cross-functional teams.
  • Focus on AI and automation to enhance engineering processes.
  • Support for continuous learning and professional growth.
  • Access to modern engineering tools and practices.
Full Job Description
Title and Summary

Senior Software Engineer (Sanctions Service & AI Inference)

Overview
We are seeking a Senior Software/AI Engineer to join our AI & Decision Product Enablement team in Vancouver and help advance Mastercard's Sanctions Screening solutions. This role focuses on building scalable, high-performance services that help financial institutions manage sanctions risk, support regulatory compliance, and enable secure payment processing.

This is an opportunity to work on a highly visible platform while helping shape the adoption of AI-enabled engineering practices across the organization.

Role
As a Senior Software/AI Engineer, you will design, develop and support business-critical software systems that operate at global scale. You will work closely with engineering, product, compliance and operations teams to deliver reliable, secure and innovative solutions.

Key Responsibilities
• Design, develop and maintain scalable, secure and high-performance software solutions.
• Drive technical design and implementation of new product capabilities and platform improvements.
• Participate in all stages of the software development lifecycle, including design, development, testing, deployment and production support.
• Lead technical discussions, perform code reviews and promote engineering best practices.
• Troubleshoot complex technical issues and drive root-cause analysis and resolution.
• Mentor and coach engineers through technical guidance, knowledge sharing and hands-on leadership.
• Collaborate with cross-functional teams to deliver solutions that meet business, security and compliance requirements.
• Improve system resiliency, scalability, operational excellence and cloud readiness.

AI Engineering Focus
A key aspect of this role is leveraging AI and agentic technologies to improve engineering effectiveness and accelerate delivery.

You will:
• Use AI-assisted development tools to improve software delivery, testing, troubleshooting and documentation.
• Identify and implement opportunities to automate engineering and operational workflows.
• Develop reusable AI-enabled solutions that improve productivity and reduce operational overhead.
• Establish best practices for responsible AI adoption with emphasis on trustworthy models and harness engineering.
• Ensure AI-assisted solutions maintain high standards of quality, security, transparency and human oversight.

Qualifications Required
• Strong software engineering experience with Java and modern application development frameworks.
• Experience designing and building scalable, highly available distributed systems.
• Strong problem-solving, analytical and technical design skills.
• Experience with automated testing and software quality practices.
• Strong understanding of software reliability, performance and security principles.
• Proven ability to mentor engineers and provide technical leadership.
• Excellent communication and collaboration skills.

Preferred
• Experience in payments, compliance, fraud, risk management or financial services.
• Experience with cloud-native architectures and modern software delivery practices.
• Experience using AI-assisted development tools, agentic workflows or intelligent automation solutions.
• Experience working in highly regulated and mission-critical environments.
• Bachelor's degree in Computer Science, Engineering or a related discipline.

What Success Looks Like
• Delivering reliable, scalable and secure sanctions-screening capabilities that support business growth and regulatory compliance.
• Improving engineering productivity through effective use of AI and automation.
• Raising the technical capability of the team through mentorship and technical leadership.
• Driving measurable improvements in service reliability, operational efficiency and customer outcomes.
• Helping establish a modern AI-enabled engineering culture that balances innovation with strong governance and operational excellence.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program.

Pay Ranges
Vancouver, Canada: $111,000 - $160,000 CAD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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