AppZen

Senior Product Manager - B2B Payments

AppZen$160K — $220K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years product management experience with a focus on payments or fintech
  • Hands-on experience integrating B2B payment capabilities into software products
  • Experience evaluating and selecting payment processors and other infrastructure providers
  • Led at least one payment product from concept to production
  • Solid understanding of the payment lifecycle: authorization to reconciliation
  • Comfortable with technical teams on API-driven integrations
  • Strong decision-making skills for build vs. partner scenarios

Responsibilities

  • Define product strategy for payment integration into AppZen's platform
  • Evaluate and select external payment providers
  • Create evaluation criteria for selecting payment partners
  • Manage end-to-end payment integrations with engineering teams
  • Design comprehensive payment experience from approval to reconciliation
  • Implement AI-driven automation while ensuring enterprise controls are met
  • Translate enterprise payment requirements into scalable product capabilities
  • Collaborate with cross-functional teams to drive product adoption

Benefits

  • Comprehensive medical, dental, vision, and life insurance
  • Unlimited PTO
  • Paid parental leave for eligible employees
  • 401(k) match
  • $250 annual learning & development reimbursement
  • Onsite gym access for HQ employees
  • Office perks including snacks and company events
Full Job Description
We're looking for a Senior Product Manager to help define how AppZen integrates with external payment infrastructure providers, enabling customers to move from an approved financial obligation to a completed, reconciled payment. This role is about determining the right partners to integrate with, owning those integrations end to end, and designing a payment experience that fits naturally into an AI-driven finance workflow! We're looking for someone who has done this before and understands the payments landscape well enough to evaluate providers, navigate complex integrations, and bring an enterprise-grade payments capability to market.

What You'll Do:

  • Define the product strategy for extending AppZen's platform into payments, including which capabilities to own directly versus provide through partners
  • Develop a deep understanding of the payment infrastructure landscape and identify, evaluate, and select the external providers AppZen integrates with
  • Build the evaluation criteria used to select payment partners, spanning capability, reliability, security/compliance, and commercial terms
  • Own payment integrations end-to-end, partnering closely with engineering and provider teams from architecture through production
  • Design the end-to-end payment experience - from an approved financial obligation through execution, monitoring, and reconciliation
  • Define how AI-driven automation extends safely into payment execution, working within enterprise controls such as authorization, approval thresholds, and fraud prevention
  • Translate complex enterprise payment requirements into product capabilities that scale across customers rather than one-off implementations
  • Partner with Engineering, Legal, Compliance, Sales, Customer Success, and Marketing to take new capabilities from concept through customer adoption


What We're Looking For:

  • 5+ years of product management experience, including meaningful time focused on payments, fintech, or payment infrastructure
  • Direct, hands-on experience building or integrating B2B payment capabilities into a software product
  • Experience evaluating and selecting payment processors, banks, networks, or other payment infrastructure providers
  • Experience taking at least one payment product or integration from concept through production launch
  • Strong understanding of core payment lifecycle concepts - authorization, settlement, reconciliation, and exception handling
  • Comfortable working directly with engineering and provider technical teams on complex, API-driven integrations
  • Strong product judgment, including the ability to make build-versus-partner decisions
  • Excellent written and verbal communication skills, with the ability to work effectively across cross-functional teams


Nice to Have:

  • Experience with cross-border or multi-currency payment infrastructure
  • Background at a payment processor, card issuer, bank, or embedded finance/payments platform
  • Experience integrating payments with ERP, AP, procurement, or expense systems
  • Bachelor's degree or equivalent experience


Benefits:

  • Competitive salary and bonus or variable incentive pay (role-dependent)
  • Comprehensive medical, dental, vision, and life insurance
  • Unlimited PTO
  • Paid parental leave (eligible employees)
  • 401(k) match
  • $250 annual learning & development reimbursement
  • Onsite gym access for HQ (San Jose) employees
  • Office perks: snacks, happy hours, and company events

Note: Benefits apply to full-time employees only

$160,000 - $220,000 a year

AppZen is committed to fair and equitable compensation practices.

The base pay range for this role is posted above. Actual compensation packages are based on several factors unique to each candidate, including skill set, depth of experience, certifications, and specific work location. This may differ in other locations due to cost-of-labor differences.The total compensation package may also include annual performance bonus, equity, benefits, and/or other applicable incentive compensation plans.

About AppZen

AppZen is a software company that provides AI-powered auditing and compliance services for businesses. The company's platform uses artificial intelligence to analyze financial transactions and automatically identify errors, fraud, and compliance issues. AppZen's software can be integrated with a variety of accounting and expense management systems, and is used by companies in a range of industries, including healthcare, retail, and technology. The company was founded in 2012 and is headquartered in San Mateo, California.
Learn more about AppZen
Size
500 employees
Industry
Founded
2012

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