Senior Debit Card Analyst, Cash & Savings

Vanguard Group, Inc.

$95K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in card products, payments, or financial services operations.
  • Proven track record in developing business requirements and process documentation.
  • Strong organizational skills with meticulous attention to detail.
  • Capable of managing interactions across diverse teams including Product, Operations, and Legal.
  • Experience with business analysis and project management is a plus.
  • Familiarity with payment systems and regulations preferred.
  • Effective written communication and analytical abilities.

Responsibilities

  • Lead gathering of business requirements from various stakeholders.
  • Create and manage comprehensive documentation and process flows.
  • Ensure strong documentation governance for projects.
  • Coordinate efforts as a member of the debit card delivery team.
  • Track project elements to facilitate successful execution.
  • Document operational procedures and assist in transition management.
  • Support vendor evaluations and onboarding processes.

Benefits

  • Comprehensive health and wellness benefits.
  • Generous vacation policy.
  • Retirement plan with company match.
  • Opportunities for professional development and training.
  • Collaborative and inclusive work environment.
Full Job Description
The ideal candidate is highly organized, detail-oriented, and experienced in managing complex dependencies across multiple stakeholders. They will be responsible for developing business requirements, process documentation, operational playbooks, and governance artifacts that enable successful product delivery and seamless handoff into ongoing operations.

Key Responsibilities

  • Business Requirements & Documentation
    • Lead cross-functional business requirements gathering efforts across product, operations, risk, compliance, legal, and technology stakeholders.
    • Develop and maintain comprehensive business requirements documentation, functional requirements, process flows, and supporting artifacts.
    • Establish strong documentation governance, ensuring traceability from business objectives through implementation and operational execution.
    • Support feature and experience prioritization and requirements refinement.
  • Program Delivery Support
    • Serve as a core member of the debit card delivery team, coordinating documentation, requirements, and operational readiness efforts across workstreams.
    • Track dependencies, decisions, action items, and implementation deliverables to support successful execution.
    • Partner closely with product and program leadership to ensure strategic initiatives are translated into executable business processes.
    • Participate in special projects and perform other duties as assigned.
  • Operating Model & Playbook Development
    • Support the design of operating procedures, workflows, and playbooks that support debit card and money movement capabilities.
    • Document end-to-end operational processes and partner with operational teams to transition ownership and execution responsibilities.
  • Vendor & Operational Readiness Support
    • Participate in vendor evaluations, onboarding activities, and implementation planning.
    • Support contract reviews by documenting business requirements, service expectations, and operational dependencies.
    • Partner with product, operations, and vendor teams to ensure readiness for launch and ongoing support.
  • Qualifications
    • 5+ years of experience in card products, , payments, money movement, or financial services operations.
    • Demonstrated ability to develop business requirements, process documentation, and operational procedures for complex initiatives.
    • Strong organizational skills with exceptional attention to detail and documentation quality.
    • Ability to manage multiple stakeholders and work effectively across Product, Operations, Risk, Compliance, Legal, and Technology organizations.
    • Experience with business analysis, project management, supporting vendor implementations, operational readiness, or service delivery programs preferred.
    • Knowledge of payment systems, debit card programs, ACH, money movement, fraud controls, or regulatory frameworks preferred.
    • Strong written communication, facilitation, and analytical skills.
  • Preferred Qualifications
    • Experience in banking, payments or fintech.
    • NACHA certification or payments-related experience is a plus.
    • Undergraduate degree or equivalent combination of training and experience. Graduate degree preferred.

Special Factors

Sponsorship
Vanguard is not offering visa sponsorship for this position.

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