Job Summary:This job will design and implement credit risk strategies for the BNPL product. You will work with stakeholders across the business, including product, sales, marketing, finance, and collections to achieve business goals. You will work with legal, compliance, and engineering teams to implement, test, and monitor credit risk strategies and their performance.
Job Description:Essential Responsibilities: - Lead and manage data science projects, ensuring timely delivery and alignment with business goals.
- Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making.
- Analyze complex datasets to identify trends, patterns, and insights that drive strategic initiatives.
- Collaborate with cross-functional teams to understand data needs and provide actionable insights.
- Ensure data quality and integrity through regular audits and validation processes.
- Mentor and guide junior data scientists, fostering a culture of continuous learning and improvement.
Minimum Qualifications:- 5+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications:- Additional Responsibilities
- Implement credit risk strategies that continue to grow our BNPL products, in a responsible manner
- Design tests to continuously learn about our customers
- Align priorities with relevant stakeholders across the business
- Collaborate with legal, compliance, product, and engineering teams to ensure policies are implemented on time and with appropriate monitoring and controls
- Take a proactive approach to influence decisions that impact all aspects of the application funnel
- Preferred Qualifications
- Experience managing credit risk for a BNPL or install loan product
- Proficiency in SQL and Python, or a similar language
Subsidiary:PayPal
Travel Percent:0
The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:
Primary Location | Pay Range:Chicago, Illinois: ($160,500.00 - $238,700.00 Annually)
Additional Location(s) | Pay Range:No other locations are assigned to this requisition currently.
Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.
