Job Summary:We are seeking a Senior Data Scientist to join PayPal's Global Collections Strategy team. In this role, you will develop innovative, data-driven collections tools and strategies, with a primary focus on Venmo BNPL, while supporting other PayPal products, including BNPL, Wallet, Credit Card, and Merchant Lending as needed. You will partner across Credit Strategy, Fraud, Second Line, and Operations to deliver holistic, customer-centric strategies that balance business performance, operational efficiency, and risk. Using SQL, Python, AI, and advanced analytics, you will transform complex data into actionable insights and build scalable, reusable solutions for portfolio measurement, A/B testing, and performance analysis. You will also communicate findings and recommendations clearly and succinctly through compelling verbal and PowerPoint presentations.
Job Description:Essential Responsibilities: - Lead the development and implementation of advanced data science models.
- Collaborate with stakeholders to understand requirements.
- Drive best practices in data science.
- Ensure data quality and integrity in all processes.
- Mentor and guide junior data scientists.
- Stay updated with the latest trends in data science.
Minimum Qualifications:- 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications:- Bachelor's degree with at least six years of relevant professional experience, or a master's degree with at least five years of relevant experience.
- Strong data science and analytical skills, with the ability to structure and execute complex analyses and build business cases that evaluate benefits, costs, risks, and trade-offs.
- Advanced proficiency in SQL and Python, with hands-on experience working with large and complex datasets.
- Proficiency in Excel, statistical analysis, data visualization, and PowerPoint.
- Experience developing data-driven strategies, segmentation, experimentation frameworks, or decision tools.
- Ability to use AI and advanced analytics to build reusable solutions for portfolio measurement, A/B testing, strategy optimization, and performance analysis.
- Strong understanding of experimental design, test-and-learn methodologies, and performance measurement.
- Demonstrated ability to translate analytical findings into practical business strategies and implementation requirements.
- Excellent verbal and written communication skills, including the ability to present complex findings succinctly to senior management.
- Strong collaboration and influencing skills, with the ability to align stakeholders across Credit Strategy, Fraud, Risk, Second Line, Operations, Product, Technology, and Legal and Compliance.
- A proactive and adaptable approach, with the ability to work effectively under pressure and manage multiple priorities.
- Ability to work independently, identify and resolve issues, and recommend improvements to strategies, policies, and processes.
Subsidiary:PayPal
Travel Percent:0
The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:
Primary Location | Pay Range:Chicago, Illinois: ($130,500.00 - $193,600.00 Annually)
Additional Location(s) | Pay Range:No other locations are assigned to this requisition currently.
Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:At PayPal, we're committed to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing-physical, emotional, and financial-delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.
