Loan Officer SEDALIA, MOAbout the PositionThe Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Essential Functions- Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts
- Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing
- Achieve sales and referral goals
- Develop a positive client experience consistently
- Recommend loan solutions per lending guidelines and client requirements
- Manage a portfolio of customer relationships effectively
- Seek prospective opportunities to retain and/or develop new clients
Competencies- Proactively seek ways to develop and expand referral network relationships to achieve sales goals
- Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability
- Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education
Required Education and Experience- BA/BS degree or equivalent experience in residential mortgage sales
- 2+ years of retail, residential mortgage sales experience
- Documented success with residential purchase/refinance mortgage loans
- Established relationships with local referral networks
- The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to, the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
WorkEnvironmentThis job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Physical DemandsThe physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment.
Other DutiesPlease note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
Pay Range: $0 - $100,000 per hour
