Ripple

Lead Product Manager, On-chain Payments

Ripple$216K — $270K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of product management experience in payments or fintech
  • Proven success in defining product strategy from discovery to launch
  • Strong cross-functional leadership experience driving alignment
  • Technical fluency with backend, API, and infrastructure products
  • Customer-centric with ability to simplify complex workflows
  • Systems thinking across product, technology, and market dynamics
  • Excellent communication skills for diverse stakeholders

Responsibilities

  • Own product strategy and roadmap for payments on the XRP Ledger
  • Identify opportunities to enhance value exchange using blockchain
  • Develop and validate product-market fit hypotheses through research
  • Collaborate with Engineering to meet market and customer needs
  • Engage with financial and liquidity providers to understand workflows
  • Lead complex cross-functional initiatives across multiple teams
  • Define ecosystem requirements for customer experiences

Benefits

  • Competitive salary, bonuses, and equity
  • Comprehensive healthcare coverage and retirement benefits
  • Employee giving match program
  • Mobile phone stipend
  • R&R days for rest and recharge
  • Generous wellness reimbursement and programming
  • Flexible vacation policies
  • Industry-leading parental leave and family planning benefits
  • Catered lunches and stocked kitchens with snacks and beverages
  • Engaging company events to promote team culture
Full Job Description
THE WORK:

We're looking for a senior product leader to shape the future of payments and financial applications on the XRP Ledger.

In this role, you'll own product strategy and execution across areas such as stablecoin payments, on-chain liquidity and foreign exchange, and emerging forms of programmable commerce. You'll work at the intersection of blockchain infrastructure, financial markets, and real-world customer needs - turning new capabilities into products and experiences that can achieve meaningful adoption.

This is a highly cross-functional role. You'll work closely with engineering, business development, ecosystem partners, and customers to identify the most important problems to solve, develop a clear product strategy, and drive complex initiatives from concept through market adoption.

WHAT YOU'LL DO:
  • Own product strategy and roadmap for key payments and on-chain financial capabilities on the XRP Ledger
  • Identify and prioritize opportunities where blockchain infrastructure can meaningfully improve how value is exchanged, converted, and settled
  • Develop product-market fit hypotheses and validate them through customer discovery, market research, product data, and real-world usage
  • Partner closely with Engineering to translate market and customer needs into scalable product and protocol capabilities
  • Work with financial institutions, payment providers, liquidity providers, developers, and other ecosystem participants to understand workflows and adoption barriers
  • Lead complex cross-functional initiatives spanning Product, Engineering, Business Development, and external partners
  • Define the capabilities and ecosystem requirements needed to deliver compelling end-to-end customer experiences
  • Navigate technical, commercial, and market tradeoffs to drive clear decisions and maintain momentum
  • Represent the product strategy internally and externally with customers, partners, and the broader ecosystem


WHAT YOU'LL BRING:
  • Significant product management experience building payments, fintech, financial infrastructure, trading, or other technically complex products
  • Proven ability to define product strategy and lead ambiguous, high-impact initiatives from discovery through launch and adoption
  • Strong cross-functional leadership skills, with a track record of driving alignment across technical and commercial organizations
  • Strong technical fluency and experience working closely with engineering teams on backend, infrastructure, API, or protocol-level products
  • Deep customer orientation and the ability to translate complex financial workflows into clear product opportunities
  • Strong systems thinking and judgment across product, technology, market dynamics, and go-to-market considerations
  • Excellent written and verbal communication, particularly when simplifying complex problems and driving decisions across diverse stakeholders
  • Comfort operating in a fast-moving environment where the market, technology, and customer needs are still evolving

Nice to Have:
  • Experience in payments, FX, liquidity, settlement, treasury, or financial market infrastructure
  • Experience building crypto, blockchain, or stablecoin products
  • Familiarity with wallets, digital assets, on-chain transactions, and decentralized or electronic trading systems
  • Experience with developer platforms, open-source ecosystems, or protocol-level product development
  • Experience launching products that depend on adoption across multiple ecosystem participants


For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant's experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$216,000-$270,000 USD

Take Control of Your Finances
  • Competitive salary, bonuses, and equity
  • Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
  • Employee giving match
  • Mobile phone stipend

Take Care of Yourself
  • R&R days so you can rest and recharge
  • Generous wellness reimbursement and weekly onsite & virtual programming
  • Generous vacation policy - work with your manager to take time off when you need it
  • Industry-leading parental leave policies. Family planning benefits.
  • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

About Ripple

Ripple is a technology company that provides solutions for global payments. The company's main product is the Ripple payment protocol and its associated digital currency XRP. Ripple's payment protocol is designed to enable secure, instantly and nearly free global financial transactions of any size with no chargebacks. Ripple's customers include banks, payment providers, digital asset exchanges and corporates. The company was founded in 2012 and is headquartered in San Francisco, California.
Learn more about Ripple
Size
500 employees
Industry
Founded
2012

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