MasterCard

Lead Data Scientist

MasterCard • $127K — $203K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in data science or a related field.
  • Proficient in Python and Spark for data manipulation.
  • Strong background in creating complex data queries.
  • Experience designing and deploying agentic AI systems strongly preferred.
  • Degree in Mathematics, Statistics, Physics, Computer Science, or Engineering is preferred.
  • Ability to communicate insights effectively to management and clients.
  • Subject matter expertise in payments and fraud is a plus.

Responsibilities

  • Analyze global fraud data to gain actionable insights.
  • Use data science skills to enhance fraud detection and prevention.
  • Build and manage new fraud-related products and services.
  • Collaborate with stakeholders to deliver tailored solutions.
  • Apply data modeling techniques to understand and mitigate fraud risks.

Benefits

  • Opportunity to work with a diverse global team.
  • Engage in continuous learning and application of new techniques.
  • Access to groundbreaking fraud prevention technologies.
  • Potential for participation in a discretionary annual incentive program.
Full Job Description
Title and Summary

Lead Data Scientist

Overview:

Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution.

The Cyber and Intelligence Solutions team is responsible for innovation, development and management of our products and services to address evolving risk and security needs for all of Mastercard's customers across the world including Banks, Merchants, Fintechs and of course consumers.
The Lead Data Scientist will be a key contributor in helping Mastercard develop and deliver actionable insights and products to help issuers, acquirers and merchants reduce fraud.

What will you do?

-You will be a key player in helping Mastercard extract value from existing data sources in order to better understand, detect and prevent fraud.
-Use your data science expertise and skills to analyze worldwide fraud data to gain insights regarding fraud.
-Apply modeling techniques to identify and understand fraud to protect the MasterCard payment network.
-Build and manage new fraud related products and services that will provide value to our customers and increase revenue.

All about you:

-Proven experience working with stakeholders to deliver state-of-the-art solutions that adhere to their requirements.
-Record of accomplishment in learning and applying new techniques and data analysis languages.
-Experience writing complex queries to efficiently extract and manipulate large amounts of data.
-Experience with Python and Spark for data manipulation is required.
-Hands-on experience designing, building, or deploying agentic AI systems, such as LLM-based agents that plan, use tools, and execute multi-step tasks autonomously, is strongly preferred.
-Experience preparing presentations for management/clients that present insights clearly and efficiently.
-Familiarity and experience with UNIX highly desired.
-Subject matter expertise in payments, cards, and /or fraud or proven ability to learn and master new subject matter areas.
-Ability to combine knowledge across multiple disciplines to solve problems.
-Excellent inter-personal skills, able to work with colleagues remotely as well as in -person.
-Degree in quantitative discipline preferred (e.g., Mathematics, Statistics, Physics, Computer Science, Decision Science or Engineering).

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.

Pay Ranges
Toronto, Canada: $127,000 - $203,000 CAD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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