Bachelor's degree in Accounting or Finance; CPA a plus
8-12 years of progressive accounting experience, including time in public accounting
Experience in fintech, specialty finance, lending, or financial services; familiarity with loan accounting is preferred
Proven experience managing a full monthly close and leading an external audit
Solid understanding of US GAAP, particularly in revenue recognition and debt accounting
Experience with tax compliance coordination at various levels
Hands-on experience with accounting systems such as QuickBooks or NetSuite
Responsibilities
Own the preparation of GAAP financial statements
Manage the full monthly close process and drive improvements
Lead the annual audit preparation and serve as point of contact for auditors
Manage federal, state, and local tax compliance with external advisors
Design and maintain internal controls and ensure compliance
Own the accounting tech stack and drive scalable tool adoption
Build and document accounting processes as the company grows
Benefits
Competitive compensation and equity package
Comprehensive benefits including medical, dental, and vision
Collaborative office culture with a strong product mindset
Opportunities for growth and leadership in consumer finance
401k program
Full Job Description
Having recently closed our Series A, we are scaling our operations and building the financial infrastructure to support our next phase of growth. This is an opportunity to join at a foundational moment and own the accounting function end-to-end.
Position Overview
We are looking for a hands-on Controller to own all aspects of accounting, financial reporting, and compliance. You will be the company's primary accounting authority - responsible for producing accurate GAAP financials, managing the monthly close, leading the annual audit, and ensuring we are well-positioned from a tax and regulatory standpoint. This role reports directly to the Head of Finance and works closely with the Director of FP&A.
This is a player-coach role. You are comfortable being the person who does the work today, with the ability to build and manage a small team as we scale.
Key Responsibilities
Financial Reporting & GAAP Compliance
Own the preparation of accurate, timely GAAP financial statements (income statement, balance sheet, cash flow statement)
Ensure proper accounting treatment for loan originations, interest income, deferred fees, credit losses (CECL), and warehouse facility borrowings
Maintain and enforce accounting policies in accordance with US GAAP
Coordinate with the FP&A team to align management reporting with GAAP financials
Monthly Financial Close
Manage and execute the full monthly close process, including journal entries, account reconciliations, and flux analysis
Drive continuous improvement of close timelines and accuracy
Maintain a close calendar and ensure all deadlines are consistently met
Audit Management
Serve as the primary point of contact for external auditors
Lead annual audit preparation, including PBC schedules, workpaper documentation, and auditor communications
Ensure the company is audit-ready at all times, not just at year-end
Tax
Manage federal, state, and local tax compliance, including preparation and filing coordination with external tax advisors
Oversee sales tax and any applicable excise or regulatory tax obligations
Support tax planning and structuring as the business scales
Internal Controls & Compliance
Design and maintain a strong internal controls environment
Ensure compliance with lender reporting requirements and debt covenant calculations
Support any regulatory or licensing requirements related to the lending business
Systems & Process
Own the accounting tech stack (GL, expense management) and drive adoption of scalable tools
Partner with engineering and operations to ensure proper revenue and transaction data flows into the GL
Build and document accounting processes and policies as the company grows
Qualifications
Bachelor's degree in Accounting or Finance; CPA a plus
8-12 years of progressive accounting experience, including time in public accounting
Experience in fintech, specialty finance, lending, or financial services - familiarity with loan accounting (ASC 310, CECL/ASC 326) is strongly preferred
Proven experience managing a full monthly close and leading an external audit
Solid understanding of US GAAP, including revenue recognition, debt accounting, and lease accounting
Experience with tax compliance coordination (federal, state, local)
Hands-on with accounting systems (QuickBooks, NetSuite, or similar); comfortable working in a lean, build-it-yourself environment
High attention to detail, strong organizational skills, and the ability to manage multiple priorities under deadline
Strong communicator - able to present financial results clearly to non-finance stakeholders and the board
What We Offer
Competitive compensation and equity package
Comprehensive benefits (medical, dental, vision)
Collaborative office culture with a strong product mindset
Opportunities to grow, lead, and shape the future of consumer finance
401k program
Compensation
Salary range: $150,000 - $180,000, commensurate with experience