MasterCard

Director, Data Science

MasterCard$154K — $247K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience leading data science teams and scalable AI/ML solutions.
  • Expertise in generative AI, supervised, and unsupervised learning methods.
  • Proficient in NLP, multi-modal AI, and computer vision for real-world applications.
  • Strong background in Python and ML frameworks like Scikit-learn and TensorFlow.
  • Experience in regulated industries with a focus on data governance and compliance.
  • Skills in engaging stakeholders and presenting complex data analyses effectively.
  • Master's degree required; PhD preferred.

Responsibilities

  • Define and execute the data science strategy for product development and enhancement.
  • Lead and mentor a high-performing data science team fostering technical excellence.
  • Collaborate with product and engineering teams to deliver data-driven capabilities.
  • Build and scale AI/ML models for enriching transaction data and reducing disputes.
  • Guide design and implementation of solutions using cutting-edge technologies.
  • Monitor and improve model performance for accuracy and compliance.
  • Drive innovation through exploration of new technologies and research partnerships.

Benefits

  • Opportunity to work in a leading global financial services organization.
  • Engagement in innovative AI/ML projects addressing real business problems.
  • Collaboration with cross-functional teams and exposure to new technologies.
  • Contribution to a culture that promotes technical excellence and professional growth.
Full Job Description
Title and Summary

Director, Data Science

Mastercard is seeking a Director of Data Science to lead the development and delivery of advanced AI and machine learning solutions for Consumer Clarity - Mastercard's product that enhances consumer purchase experiences.
This is a senior leadership role, responsible for defining the data science strategy, guiding execution across multiple business initiatives, and ensuring solutions are delivered at scale to support chargeback reduction, dispute resolution, and consumer clarity. The successful candidate will combine technical depth with strong leadership and stakeholder management skills to drive measurable business impact.

Responsibilities:
Leadership & Strategy
• Define and execute the data science vision and roadmap for the product enhancement, aligning initiatives with business priorities and product strategy.
• Lead, mentor, and inspire a high-performing data science team, fostering a culture of technical excellence, innovation, and collaboration.
• Partner with product, engineering, and business leaders to shape requirements and deliver data-driven capabilities that improve customer experience and reduce disputes.

Product Impact
• Build and scale AI/ML models that enrich merchant data, enhance transaction clarity, and reduce chargeback/dispute rates.
• Guide the design and implementation of solutions that leverage generative AI, multi-agent systems, NLP, and computer vision to enhance purchase experiences.
• Monitor and continuously improve deployed models to ensure accuracy, reliability, and compliance in a regulated financial environment.
Technical & Operational Excellence
• Provide hands-on technical leadership in model development, deployment, and governance across cloud environments (Azure, Snowflake, Spark).
• Ensure compliance with Mastercard's data governance, security, and privacy requirements.
• Review and oversee code, models, and engineering components developed by the team to maintain enterprise-grade standards.

Innovation & Thought Leadership
• Drive exploration of cutting-edge technologies, including generative AI and agentic frameworks, to strengthen the product offering and Mastercard technical competence.
• Represent Mastercard's AI leadership through patents, publications, conference presentations, and academic partnerships.
• Incubate prototypes and proofs-of-concept to evaluate new methods before scaling into production.

All About You:
• Proven experience leading data science teams and delivering enterprise-scale AI/ML solutions.
• Deep expertise in supervised, unsupervised, and generative AI methods, with strong understanding of their mathematical foundations.
• Hands-on background in NLP, information extraction, or computer vision or multi-modal AI applied to real-world business challenges.
• Strong track record of translating complex data problems into scalable, measurable business outcomes.
• Proficiency in Python, ML frameworks (Scikit-learn, PyTorch, TensorFlow), SQL, Spark, and Azure ML/Snowflake.
• Experience working in highly regulated industries, with an emphasis on data governance and compliance.
• Skilled at engaging with senior stakeholders, presenting technical results to diverse audiences, and driving alignment across functions.
• Master's degree required; PhD preferred.

Nice to Have:
• Experience in payments, FinTech, or consumer transaction data.
• Prior patents or publications in AI/ML.
• Demonstrated success applying GenAI or multi-agent systems in production environments.

#AI

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This posting reflects one or more current openings on our team.

Pay Ranges
Toronto, Canada: $154,000 - $247,000 CAD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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