Application Deadline:
12/04/2026
Address:
100 New Park Place
Job Family Group:
Commercial Sales & Service
Credit Analyst, Diversified IndustriesWhat You'll DoAs a trusted partner to our Commercial Banking team, you will:
- Analyze financial statements, cash flow, industry trends, and business performance to assess creditworthiness and support lending decisions.
- Prepare comprehensive credit applications and recommendations for new, renewal, and extension financing requests.
- Evaluate repayment capacity, collateral adequacy, and risk factors using financial models and analytical tools.
- Monitor an assigned portfolio of commercial clients, identifying emerging risks and opportunities while ensuring compliance with Bank policies and regulatory requirements.
- Partner closely with Relationship Managers to structure customized financing solutions that meet client needs while aligning with BMO's risk appetite.
- Support client meetings, portfolio reviews, and ongoing relationship management activities.
- Identify opportunities to deepen client relationships through additional banking solutions and cross-functional partnerships.
- Contribute to business development initiatives aimed at growing market share and expanding client relationships.
- Maintain accurate portfolio information and leverage data-driven insights to support decision-making and portfolio performance.
- Apply sound judgment and risk management practices to protect the Bank while delivering exceptional client experiences.
What You'll Bring- 3-4 years of experience in commercial credit, lending, financial analysis, corporate banking, or a related financial services environment.
- Bachelor's degree in Business Administration, Finance, Accounting, Economics, or a related field.
- Strong understanding of commercial lending principles, credit risk assessment, and financial statement analysis.
- Experience evaluating business performance, cash flow, debt servicing capacity, and loan structures.
- Excellent analytical and problem-solving skills with the ability to assess complex financial information and provide actionable recommendations.
- Strong communication and relationship-building abilities with a client-focused mindset.
- Ability to manage multiple priorities in a fast-paced, team-oriented environment.
- Proficiency with Microsoft Office applications and financial analysis tools.
Preferred CompetenciesAdvanced Skills- Financial Analysis
- Credit Risk Assessment
- Data Analytics & Reporting
Core Strengths- Portfolio Management
- Loan Structuring
- Regulatory Compliance
- Analytical Thinking
- Collaboration
- Attention to Detail
- Banking Operations
- Problem Solving
Salary:$70,000.00 - $150,000.00
Pay Type: Salaried
The above represents BMO Financial Group's pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.
BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
