Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field.
4+ years of experience in commercial credit, analysis, or business development.
Agricultural lending experience preferred.
Equivalent combination of education and experience can be considered in lieu of a degree.
Responsibilities
Develop and manage relationships with new and existing commercial clients.
Market a wide range of bank services to business owners and negotiate loan terms.
Prepare and present credit analyses and recommendations on borrowing requests.
Conduct credit reviews to ensure compliance with policies and regulations.
Monitor credits through periodic reviews and analysis.
Create awareness of the bank and its services through community activities.
Assist loan support staff and comply with organizational policies and procedures.
Benefits
Comprehensive employee benefits including medical, dental, vision, and life insurance.
Paid vacation time, sick time, and 11 company paid holidays.
401k with up to 4% match.
Tuition reimbursement for professional development.
Annual incentive potential.
Full Job Description
As a Commercial Relationship Manager II, you'll help business clients thrive by offering thoughtful guidance, financial solutions, and genuine partnership. Your work will directly support local businesses while managing a strong portfolio of commercial relationships. This is a relationship-centered role where your expertise, curiosity, and commitment to doing the right thing truly matter.
In this role you'll
Develop and manage relationships with new and existing commercial relationships.
Responsible for actively marketing a broad range of bank services to meet needs of business owners. Negotiate loan terms and conditions within scope of authority.
Prepare and present credit analysis and recommendations on borrowing requests.
Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
Monitor all credits through periodic reviews and analysis.
Responsible for creating awareness of the Bank and its services through community activity.
Responsible for assisting loan support staff.
Responsible for complying with policies, procedures, security requirements, and government regulations.
What we're looking for
You have a bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
You have 4 or more years of experience in commercial credit, analysis, or business development (Required).
Agricultural lending experience preferred.
An equivalent combination of education and experience can be considered in lieu of a degree.
What helps you shine
You build strong, trusted relationships and enjoy creating new business opportunities.
You bring excellent relationship management, presentation, and negotiation skills.
You understand local markets and use that insight to support clients effectively.
You have strong financial and analytical skills with the ability to underwrite and structure commercial credits.
You are familiar with treasury management products.
You understand federal and state laws and regulations related to commercial lending and appraisal guidelines.
Travel
Up to 10%
Our Company Values
Do the right thing
Mutual respect
Teamwork
Honesty and integrity
What Our Team Says
"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."
Compensation & Benefits
Targeted starting salary range (based on experience): $101,956 - $119,948
Annual incentive potential
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to reviewBanner Bank's Consent & Privacy notice before applying.
About Banner Bank
Valley National Bancorp, doing business as Valley Bank, is a regional bank holding company headquartered in Wayne, New Jersey, with approximately $42 billion in assets. Its principal subsidiary, Valley National Bank, currently operates over 230 branch locations in northern and central New Jersey, the New York City boroughs of Manhattan, Brooklyn, and Queens, as well as Long Island, Florida, and Alabama. Valley Bank holds approximately $29 billion in assets.
Valley Bank is one of the largest commercial banks headquartered in New Jersey.
