Commercial Finance Advisor-SBA & Business Lending

High Rise Capital

$100K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in business lending and financing
  • Hands-on experience with SBA loan origination or underwriting
  • Familiarity with commercial banking and business lines of credit
  • Understanding of financial documentation and business assessments
  • Comfortable engaging with business owners and financial stakeholders

Responsibilities

  • Manage financing opportunities from initial consultation to closing
  • Consult with business owners on financing needs
  • Review financial statements, including tax returns and P&Ls
  • Analyze cash flow and debt-service obligations
  • Determine qualifying financing products for clients
  • Package loan files for submission to lenders
  • Maintain communication with banks and lending partners
  • Grow and manage a pipeline of business borrowers
  • Build long-term relationships with clients and lenders

Benefits

  • Comprehensive health care plan including medical, dental, and vision
  • 401k and IRA retirement plans
  • Life insurance options including basic and voluntary
  • Paid time off for vacation, sick leave, and public holidays
  • Family leave for maternity and paternity
  • Opportunities for training and professional development
Full Job Description
HighRise Capital is seeking an experienced Commercial Finance Advisor to join our growing business finance division.

Prior professional experience originating, underwriting, brokering, or closing SBA loans and/or traditional commercial financing is REQUIRED.

This is not an entry-level position. We are looking for someone who has already worked directly with SBA loans, business lines of credit, term loans, or similar commercial finance products and understands how to take a transaction from initial application through funding.

Products

The Commercial Finance Advisor will work with:
  • SBA 7(a) and SBA 504 loans
  • Business lines of credit
  • Conventional business term loans
  • Bank and non-bank commercial lending
  • Equipment financing
  • Commercial real estate financing
  • Working capital facilities
  • Refinancing and debt consolidation
  • Other long-term business financing products


Responsibilities

You will manage business financing opportunities from initial consultation through closing.

Responsibilities include:
  • Consulting with business owners regarding their financing needs.
  • Reviewing business and personal tax returns.
  • Reviewing P&Ls, balance sheets, and debt schedules.
  • Understanding cash flow and debt-service requirements.
  • Determining which financing products a business may qualify for.
  • Packaging complete loan files for lenders.
  • Working directly with banks, SBA lenders, and other lending partners.
  • Managing documentation and underwriting requests.
  • Following transactions through approval and closing.
  • Maintaining and growing a pipeline of business borrowers.
  • Developing long-term relationships with clients and lending partners.

Requirements

Required Experience

Candidates MUST have previous hands-on experience in business lending.

We are specifically interested in candidates with experience in one or more of the following:
  • SBA loan origination or underwriting
  • SBA 7(a) or 504 lending
  • Commercial banking
  • Business lines of credit
  • Conventional business loans
  • Commercial loan brokerage
  • Equipment financing
  • Commercial real estate lending
  • Business loan underwriting

Candidates should already understand the commercial lending process and the financial documentation required to structure and close business loans.

Candidates without prior SBA or traditional commercial lending experience will not be considered for this position.

Who We're Looking For

This position is for an experienced finance professional-not someone who needs to be taught business lending from the ground up.

You should be comfortable speaking with business owners, CFOs, accountants, attorneys, underwriters, and bankers.

We want someone who can look at a business's financial profile, understand what financing options make sense, structure the opportunity correctly, and confidently guide the borrower through the process.

Career Opportunity

HighRise Capital is developing a broader commercial finance platform designed to provide businesses with access to multiple forms of capital.

This position offers a long-term career path within the organization:

Commercial Finance Advisor 12 Senior Commercial Finance Advisor 12 Vice President 12 Managing Director

Compensation will include a competitive base salary plus commissions and performance-based bonuses, with significant earning potential for experienced producers.

Benefits
  • Health Care Plan (Medical, Dental & Vision)
  • Retirement Plan (401k, IRA)
  • Life Insurance (Basic, Voluntary & AD&D)
  • Paid Time Off (Vacation, Sick & Public Holidays)
  • Family Leave (Maternity, Paternity)
  • Training & Development

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