About the RoleSlash is looking for an Underwriting Lead to make high-quality credit decisions, build a consistent underwriting operating rhythm, and help turn credit policy into a scalable customer experience. This is a hands-on role for someone who can underwrite complex businesses today and improve the system for tomorrow.
What You'll Do- Underwrite new accounts and material exposure changes using financial statements, bank and transaction data, bureau information, business profile, ownership information, and relevant internal signals.
- Prepare clear credit memos and recommendations; exercise delegated authority where granted and escalate exceptions or complex cases under the credit policy.
- Own application queue health, document collection, decision turnaround, rework, and escalation. Establish operating metrics and investigate bottlenecks.
- Drive consistent decision documentation, reason codes, approval conditions, and exception tracking; conduct regular calibration and quality reviews.
- Partner with Product, Engineering, Data, Fraud, Legal/Compliance, Operations, and our program partners to build effective decisioning, evidence, and audit trails.
- Train and coach future underwriting team members and create durable procedures, examples, and decision standards.
What We're Looking For- 5+ years of commercial credit underwriting experience; experience with SMBs, commercial cards, working-capital products, or fintech lending is strongly preferred.
- Demonstrated ability to analyze business financial statements, cash flow, liquidity, leverage, repayment capacity, bank activity, and bureau or alternative data.
- Sound judgment in ambiguous cases and a track record of writing concise, defensible credit recommendations.
- Experience operating within credit policy, delegated authority, exception governance, and regulated or bank-partner environments.
- Operational discipline and strong cross-functional communication; you care about turnaround, auditability, and explaining credit tradeoffs clearly.
How Success Will Be Measured- Decision quality and performance by risk band, including exceptions.
- Turnaround time, queue aging, application quality, rework, and documentation QA.
- Adherence to policy, authorities, conditions, and escalation SLAs.
- Reduction in decision variance and manual burden without weakening controls.
Why Join Slash:- Competitive base salary
- Equity in a high-growth company
- Best-in-class health, dental, and vision insurance
- Unlimited PTO
- Daily in-office meals
- Transportation support
- High-autonomy, low-bureaucracy environment
