Structured Finance - Collateral (Leveraged Loan) Underwriting Associate/Vice President

Sumitomo Mitsui Financial Group, Inc. • $150K — $225K *
New York, NY 10025In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 3-7 years in credit analysis, leveraged finance, structured finance, or related fields
  • Strong analytical and quantitative skills with expertise in financial statement analysis
  • Familiarity with leveraged finance, middle market lending, or structured credit products
  • Capability to interpret financial models and assess cash flow and credit risk
  • Excellent written and verbal communication skills for engaging with clients and stakeholders
  • Detail-oriented with strong organizational and time management skills
  • Experience in project finance, digital infrastructure, or non-U.S. credit analysis is a plus

Responsibilities

  • Prepare requests for new and upsizing collateral approval
  • Analyze portfolio re-evaluations based on performance changes
  • Manage syndication and diligence inquiries with the Origination and Execution team
  • Establish client relationships for effective collateral management
  • Monitor monthly client reports and portfolio performance
  • Conduct in-depth financial statement and credit analysis on loan collateral
  • Build financial projection models using proprietary tools

Benefits

  • Hybrid work model allowing flexibility between home and office
  • Opportunities for professional development and mentorship
  • Participation in a supportive team with guidance for junior members
  • Engagement with a diverse and challenging portfolio of assets
  • Access to proprietary financial tools for analysis and projection
Full Job Description
Role Description

Sumitomo Mitsui Banking Corporation is hiring an Associate or a Vice President in the Securitized Products and Capital Solutions Department. This person will work within the Collateral Underwriting team on Lender Finance facility collateral. This collateral is in the form of loans (primarily leveraged middle market loans) that are reviewed and graded prior to their inclusion in borrowing bases for facilities to asset manager customers.

Responsibilities include preparing requests for new and upsize approval requests, preparing analysis for reevaluation events as needed based on certain performance changes, managing syndication and diligence questions as needed in partnership with the Origination and Execution team, and annual reviews.

A key responsibility will be to establish a dialogue with one or more assigned clients to ensure proper management of the client's portfolios of loan collateral. The person will review monthly client reporting of collateral loan portfolio reports and identify performance deterioration as well as any changes in portfolio composition.

Role Objectives

  • Develop and maintain relationships with asset manager clients to support effective collateral management
  • Partner with Origination and Execution teams to address syndication, diligence, and investor inquiries
  • Work with and mentor junior team members
  • Support credit decisioning through valuation analysis and risk assessment
  • Monitor collateral portfolios on an ongoing basis, identifying credit deterioration and key risk trends
  • Review monthly client reporting and assess changes in portfolio composition and performance
  • Conduct detailed financial statement and fundamental credit analysis on leveraged loan collateral
  • Build and maintain financial projection models using SMBC's proprietary tools
  • Evaluate cash flow stability, debt service capacity, and overall creditworthiness of underlying obligors
  • Prepare credit approval materials, including new transactions, upsizes, and reevaluation requests
  • Participate in annual reviews and other periodic portfolio assessments


Qualifications and Skills

  • 3-7 years of relevant experience in credit analysis, leveraged finance, structured finance, or a related field
  • Strong analytical and quantitative skills, with experience in financial statement and credit analysis
  • Understanding of leveraged finance, middle market lending, or structured credit products
  • Ability to interpret financial models and assess cash flow projections and credit risk
  • Strong written and verbal communication skills, with the ability to engage effectively with both clients and internal stakeholders
  • Detail-oriented with strong organizational and time management skills
  • Ability to manage multiple workstreams in a fast-paced environment
  • Experience with project finance, digital infrastructure, or non-U.S. credit analysis is a plus

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

About Sumitomo Mitsui Financial Group, Inc.

Sumitomo Mitsui Financial Group, Inc. Careers

There has never been a more opportune time to join the dynamic team at Sumitomo Mitsui Financial Group, Inc. (SMFG)—a leading force in the financial services industry recognized for its leadership in innovation and diversity.

Explore Job Opportunities

Sumitomo Mitsui Financial Group, Inc. offers a plethora of job opportunities that cater to a variety of skills and interests. The company is renowned for its commitment to professional growth and leadership development, making it an ideal environment for ambitious individuals looking to advance their careers.

Experience Professional Growth

At SMFG, career advancement is not just a possibility but a priority. The company supports its team members with extensive training programs, including leadership development and diversity training, ensuring that every employee has the tools and knowledge necessary to succeed.

Join a Diverse and Inclusive Team

Diversity and inclusion are at the core of the company culture at Sumitomo Mitsui Financial Group, Inc. With a global team that values unique perspectives and fosters a collaborative and inclusive environment, SMFG is a place where everyone can thrive.

Internship Programs

For those starting their career journey, SMFG offers internship programs that provide a robust foundation in the financial sector. Interns gain invaluable experience, working alongside seasoned professionals and engaging in projects that offer real-world applications of their studies.

Benefits and Culture

Sumitomo Mitsui Financial Group, Inc. is dedicated to not only attracting but also retaining top talent by offering competitive benefits that enhance both personal and professional life. The company culture promotes work-life balance, employee well-being, and continuous learning.

Innovative Work Environment

Innovation is a key driver of SMFG’s success. Employees are encouraged to bring forward-thinking ideas to the table and are provided with the resources to transform these ideas into actionable solutions that drive the financial industry forward.

Networking and Career Development

Networking opportunities within SMFG are abundant. Employees are encouraged to connect with colleagues and industry leaders through various platforms and events, enhancing their professional network and opening doors to myriad career opportunities.

Apply for a Position

Sumitomo Mitsui Financial Group, Inc. is actively hiring and looking for talented individuals who are passionate, curious, and driven. Explore open positions that match your skills and interests on the SMFG careers page.

Stay Connected with SMFG Careers

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Prepare for Your Interview

Aspiring to join SMFG? Prepare your resume to reflect your best self and gear up for the interview process where you can showcase your skills and passion for finance and innovation.

Career Opportunities Await

At Sumitomo Mitsui Financial Group, Inc., the potential for professional development and personal growth is limitless. Discover the exciting and rewarding career opportunities that await at SMFG, where every position contributes to the company’s global success and leadership in the financial industry.
Learn more about Sumitomo Mitsui Financial Group, Inc.
Industry
Finance & Insurance
* Ladders Estimates

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