Sr. Claims Consultant - IAS

Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of extensive workers' compensation claims experience
  • Bachelor's degree or equivalent education/experience
  • Expertise in California and multi-state workers' compensation programs
  • Strong analytical skills with proficiency in claims analytics tools
  • Exceptional negotiation and communication abilities
  • Preferred certifications like WCCA, WCCP, ARM, AIC, CPCU
  • Experience in executive-level presentation delivery.

Responsibilities

  • Serve as the main claims consultant for a designated client portfolio
  • Advocate for clients with carriers and TPAs to achieve optimal claim resolutions
  • Conduct claim reviews to identify cost-saving opportunities
  • Monitor and manage large-loss and complex claims
  • Participate in strategic meetings to enhance claim management strategies
  • Build strong client relationships to provide insights and best practices
  • Analyze claims data to forecast trends and improve risk management strategies.

Benefits

  • Comprehensive health benefits package
  • Retirement savings plan options
  • Professional development opportunities
  • Supportive work environment with a focus on client success
  • Travel opportunities for client engagement and support.
Full Job Description
We are seeking an experienced and client-focused Senior Workers' Compensation Claims Consultant to join our Risk Mitigation Service team. This role serves as a trusted consultant to our clients, insurance carriers, third-party administrators (TPAs), and internal account teams by providing strategic workers' compensation claims consulting, advocacy, and program management services. The ideal candidate will possess extensive workers' compensation claims expertise, strong analytical and communication skills, and a proven ability to influence positive claim outcomes while delivering exceptional client service. PRIMARY RESPONSIBILITIES: Claims Consulting & Advocacy • Serve as the primary workers' compensation claims consultant for a designated book of business. • Advocate on behalf of clients with carriers, TPAs, defense counsel, and medical management vendors to drive favorable claim outcomes. • Conduct claim file reviews and identify opportunities to reduce claim duration, improve reserve accuracy, and control total cost of risk. • Monitor large-loss, catastrophic, and complex workers' compensation claims. • Participate in claim strategy meetings and provide recommendations regarding return-to-work initiatives, litigation management, settlement opportunities, and claim resolution. Client Service & Relationship Management • Develop strong relationships with clients and become a trusted advisor on workers' compensation claim trends and best practices. • Lead client claim review meetings and stewardship presentations. • Interpret claims data and prepare executive-level reports and recommendations. • Support client retention and growth initiatives through exceptional service and thought leadership. • Collaborate with producers, account executives, and service teams to support new business and existing client opportunities. Program Analytics & Reporting • Analyze loss trends, reserve practices, and claim outcomes. • Identify emerging claim trends and risk exposures impacting client programs. • Partner with loss control and identify claim management strategies designed to reduce costs and improve program performance. Technical Expertise • Maintain a current understanding of workers' compensation laws, regulations, and industry trends. • Provide technical guidance and mentoring to junior claims consultants and service team members. • Stay informed regarding carrier claim practices, medical cost containment initiatives, and claim management best practices. Preferred Education: • Experience working for an insurance brokerage, insurance carrier, self-insured employer, or third-party administrator. • Professional designations desired such as WCCA, WCCP, ARM, AIC, CPCU • Experience preparing and delivering executive-level stewardship presentations. • AI knowledge and experience EDUCATION & EXPERIENCE: • Bachelor's degree or equivalent combination of education and experience. • 7+ years of workers' compensation claims handling, claims consulting, brokerage claims advocacy, TPA management, or carrier claims experience. • Expertise in California workers' compensation claims with strong working knowledge of multi-state workers' compensation programs. • Advanced knowledge of workers' compensation claims administration and litigation management. • Experience reviewing reserves, claim strategies, medical management programs, and complex claim exposures. • Strong presentation, negotiation, and communication skills. • Proficiency with claims analytics and reporting tools. • Ability to manage multiple priorities while maintaining exceptional client service. OTHER: Fast paced, multi-tasking environment. Travel may be required. IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. The starting pay is $110,000 salary. Salary is negotiable upon time of offer.

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