Role DetailsJob Title: Specialty Underwriter
Location: Chappaqua, NY* (4 days in the office 1 day WFH)
Reports To: Specialty Underwriting Manager
Employment Type: Full time
Job Requisition ID: 2026-648
Requisition Begin Date: 06/29/2026
*THIS POSITION IS BASED IN TMHCC SPECIALTY GROUP'S CRISIS MANAGEMENT DIVISION'S HEADQUARTERS LOCATION IN CHAPPAQUA, NY, WITH A 4/1 IN-OFFICE SCHEDULE. PLEASE CONSIDER THIS LOCATION AND IN-OFFICE REQUIREMENT BEFORE APPLYING.Role OverviewAs a member of TMHCC Specialty Group's Crisis Management division, you will be responsible for reviewing insurance applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. You will establish, maintain, and develop agency and/or broker relationships. In this role, you will have defined underwriting authority and business development responsibility for the Kidnap & Ransom book of business.
- Gain understanding of the underwriting process: During the first 30 days learn how to effectively evaluate the unique risks of kidnap and ransom by reviewing submissions and asking questions throughout the process.
- Review and Quote risks: During the first 90 days, be able to classify and assess risks, determine acceptability, assign ratings, indicate endorsements and limits, and determine appropriate pricing.
- Cultivate Relationships: During the first 6 months contact and respond to verbal and written inquiries from brokers within a designated period to provide appropriate information. Cultivate relationships with internal and external contacts to facilitate the underwriting process, promote business development, and remain abreast of industry trends. You can expect up to 30% of travel in this role.
- Find Creative Solutions: During the first 6 months and beyond show critical thinking skills by finding creative solutions to write the business and satisfy both the client and the risk-taker.
Key Responsibilities- Evaluate new and renewal policy applications and related documents to classify and assess each risk, determine acceptability, assign rating, indicate endorsements and limits, and determine appropriate pricing.
- Manage a high volume of broker submissions by following structured work plans and meeting predefined turnaround-time goals.
- Meet or exceed established commitments on deadlines to maintain strong broker satisfaction and competitive market placement.
- Serve as a primary point of contact for brokers; build and maintain strong, collaborative market relationships to facilitate the underwriting process, promote business development, drive profitable premium growth, and stay abreast of industry trends.
- Articulate underwriting decisions, pricing rationale, and policy terms clearly and persuasively to brokers and direct manager.
- Gather market intelligence and broker feedback to identify new business opportunities and improve service delivery.
- Communicate production activities, risk appetite, and business results with management and cross-functional teams as appropriate
- Contact and respond to verbal and written inquiries from brokers within designated timeframe to provide appropriate information and serve as an underwriting resource.
- Create and maintain all documentation (physical and electronic) including new and renewal bound files, underwriting worksheets, documentation of phone conversations, and other key documents according to departmental guidelines.
- Adhere to all company underwriting authority directives, underwriting guidelines, and other applicable company policies and procedures.
- Serve as a resource for other departmental staff with regards to underwriting procedures and other departmental guidelines.
Travel expectationsTravel (up to 30%) will be required.
What You Bring- A minimum of three years of relevant and progressive Specialty underwriting experience required.
- Kidnap & Ransom and/or Political Violence underwriting experience is a plus.
- You have earned a bachelor's degree in business administration, Accounting, Finance, Risk Management & Insurance, Economics or a related field, or the equivalent education and/or experience required.
- You possess intermediate proficiency and experience using Office 365 (Excel, Word, PowerPoint).
- Your written and verbal communications skills are excellent, with an emphasis on confidentiality, tact, and diplomacy.
- You possess exceptional organizational and analytical skills; with a demonstrated ability to manage multiple tasks simultaneously.
- You have accurate data entry skills.
- You are adept at working as part of a team yet capable of working independently as needed.
What We Offer- Competitive salary and comprehensive benefit package
- Strong learning culture with ongoing development opportunities
- Opportunities for growth and career advancement
- Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
- Basic life and disability insurance
- 401(k) plan with 6% company match
- 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off
- Paid parental leave
- Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
- Student loan matching program
- Employee discount program
- An opportunity to do meaningful work and love what you do
Pay TransparencyThe pay range for this position is $56,600 - $125,000, which includes geographic adjustments, where applicable. The pay range is the range THMCC, in good faith, believes is the range of compensation for this role at the time of this posting. The hired applicant will be offered pay within the entire range based on the candidate's geographic location, qualifications, work experience, education, and/or skill level. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of color, race, sex, national origin, sexual orientation, religion, age, veteran status, disability, pregnancy, citizenship status, genetic information, or any other basis protected by federal, state, or local pay equity laws.
DisclaimerAs an insurance company, we comply with certain federal, state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e)), which restricts our ability to employ individuals with certain types of criminal convictions. Where not restricted by law and for criminal history not covered by this law, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law.
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