Special Assets Senior Portfolio Manager - Leveraged and Corporate Finance

Responsible for underwriting all credit requests, including new requests as well as credit decisioning within some portfolios. Accountable for recommending credit structures with respect to quality and profitability within assigned geographies. Fundamental duties include ensuring that the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness. Analyze financial statements and navigate a wide variety of financial structures, credit scenarios. Ensure commercial lending activities are executed according to Truist's policies and procedures. Builds effective relationships with Risk Management and client managers. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.   3Independently manage a classified loan portfolio involving complex credit structures, including syndicated corporate, leveraged finance, and middlemarket exposures, with elevated risk profiles. 3Develop, interpret, and challenge advanced analytical financial modelsincluding financial projections, discounted cash flow analysis, enterprise valuation, and analysis of historical and projected cash flowsto support credit decisioning, restructuring strategies, and downside risk assessment. 3Serve as a primary point of coordination and analysis for complex credit situations by actively engaging with internal stakeholders and external restructuring professionals, including legal counsel, financial advisors, investment bankers, and other vendors involved in credit resolution and workout activities. 3Assign, support, and document risk grades for assigned exposures in strict accordance with Bank policy, regulatory guidance, and supervisory expectations, ensuring accuracy, defensibility, and audit readiness. 3Prepare and maintain required reporting related to impairment analysis, accrual status justification, criticized loan asset reporting, and other regulatory or management reporting, with a focus on precision, timeliness, and regulatory compliance. 3Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages in large and complex segments within wholesale lending or specialty lines of businesses. Ensure packages are complete, accurate and thoroughly documented 3Analyze and/or recommend adjustments to financial statement spreads 3Interact with client, verbally and in writing, on pending loan requests or portfolio management actions 3Understand and articulate all Truist Wholesale Credit policies, procedures and processes. Recommend credit within the Bank's risk appetite, and document when and why exceptions are appropriate. May require specialized underwriting skills for Commercial and Industrial, Commercial Real Estate, SBA lending, and other product offerings 3Exercise prudent credit judgment through individual loan authority, if applicable 3Engage in the development of teammates by coaching/mentoring, this includes underwriting, policy, credit structuring, risk identification, and utilization of lending authority 3Effectively manage a team of Portfolio Managers, if applicable 3Keep abreast of changing business and economic developments which impact the loan portfolio, its profitability, risk management and banking in general 3Position may require occasional overnight travel QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 3Bachelor's degree, or equivalent education and related training 3Ten+ years of experience in commercial lending and/or credit experience 3Comprehensive commercial lending, underwriting, and regulatory knowledge 3Demonstrated effective problem solving skills 3Understanding of financial and cost accounting principles 3Strong interpersonal, written, and communication 3Demonstrated proficiency in basic computer applications, such as Microsoft Office software products Preferred Qualifications: 3Master's degree in Finance, Accounting, Economics, Business or equivalent financial industry training 3RMA - Credit Risk Certification 3Demonstrated proficiency in commercial lending systems General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist
9s generous benefit plans, please visit . Depending on the position and division, this job may also be eligible for Truist
9s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.