Manulife's Underwriting team is renowned for thought leadership and innovative approaches to underwriting complex files. We are seeking experienced Senior Underwriting Consultants with a growth-minded, service-oriented approach who are ready to build specialized expertise and become High Net Worth Underwriters. Through Manulife's comprehensive training program, you will gain the knowledge, tools, and support needed to confidently transition into this specialized market and set yourself up for success.
We offer industry-leading training and development opportunities within and beyond traditional underwriting roles. As a member of our exceptional team, you will receive structured learning, practical experience, and ongoing coaching while helping shape the future of insurance excellence.
Position Responsibilities: - Communicate and collaborate with sales and head office colleagues to provide the highest quality and competitive decisions to our high-net-worth customers.
- Conduct risk assessment and classification by Manulife's philosophy and standards.
- Maintain positive and effective relationships with internal and external partners.
- Consistently deliver the best customer experience by making every interaction significant.
- Align with consumer laws and regulations regarding risk classification, confidentiality and disclosure.
- Identify and propose solutions to problems and procedures related to the underwriter's work.
Required Qualifications:- Minimum of 5 years of underwriting experience.
- $5,000,000+ Life signing authority.
- Demonstrated interest in developing specialized expertise in the high-net-worth market; prior high-net-worth underwriting experience is an asset but is not required.
- Sales and relationship-focused mindset with a drive for earning business and continuing to earn business in this competitive market.
- Working towards, or completion of FALU, FLMI and ACS designations.
- Strong knowledge of medical terminology including physiology, anatomy, pharmacology, imaging, diagnostic testing and treatments.
- Strong knowledge in how non-medical risks impact mortality, including hazardous occupations, sports, avocations and lifestyle.
- Experience with financial reports and training in anti-money laundering practices.
- Excellent oral and written communication skills.
Preferred Qualifications:- Bilingualism (English and French) is a strong asset.
- 100,000+ CI authority.
- University or college degree in a related discipline such as medical, research or financial.
- Strong negotiation skills.
- Interest in representing the company via external presentations, panels, or conferences.
- Experience in co-signing, referral reviews, mentoring, etc.
If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
When you join our team:- We'll empower you to learn and grow the career you want.
- We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
- As part of our global team, we'll support you in shaping the future you want to see.
The role being advertised is an existing vacancy.
Referenced Salary LocationCanada, Full Time Remote
Working ArrangementRemote
Salary range is expected to be between$70,500.00 CAD - $117,500.00 CAD
Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact [redacted] for the salary range for your location.
Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [redacted] for more information about U.S.-specific paid time off provisions.
We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.