5-7 years of experience in underwriting, particularly in Middle Market insurance.
Strong knowledge of the US insurance industry and PE insurance products.
Proven ability to build and maintain relationships with brokers and clients.
Excellent communication skills, both written and verbal, with a focus on customer service.
Demonstrated critical thinking and problem-solving abilities.
Responsibilities
Underwrite complex new and renewal business to meet premium and rate goals.
Collaborate with brokers to tailor insurance policies to client needs.
Analyze and evaluate risk using discretion and judgment.
Engage in discussions on risk assessment with peers.
Negotiate with producers to achieve profit objectives within authority limits.
Develop relationships with brokers and clients to identify new distribution opportunities.
Ensure compliance with underwriting guidelines and legal requirements.
Benefits
Retirement savings plan to support financial health.
Health and wellness programs for physical and mental well-being.
Opportunities for professional development and skill enhancement.
Supportive work environment fostering collaboration and creativity.
Full Job Description
We have an exciting opportunity for an Senior Underwriter to join an established underwriting team in a rapidly growing and dynamic segment. The individual will be responsible for servicing a renewal book and producing new business through exceptional underwriting practices throughout North America.
What you'll be doing
What will your essential responsibilities include?
Senior Underwriter will be responsible for underwriting the unit's most complex new and renewal business within assigned remit. Drive profitable premium and rate goals, working with actuarial and claims and successfully delivering results consistent with financial plan.
Work closely with brokers and agents to understand the specific needs of their clients and to ensure that the insurance policies offered are tailored to meet those needs.
Exercise discretion and self-supported judgment in the analysis and evaluation of risk.
Participate in roundtable discussions on risk assessment.
Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives.
Build and enhance relationships with assigned brokers and clients to identify and establish new distribution relationships.
Maintain expertise with the products, services, priorities and target markets to more effectively enable clients to uncover hidden risks.
Maintain compliance with all internal and external underwriting guidelines and legal requirements.
What you'll be doing
We're looking for someone who has these abilities and skills:
Required Skills and Abilities:
Outstanding knowledge of the US insurance industry, combined with in-depth technical knowledge of PE insurance product offerings. Effective broker relationships within the PE sector.
An extensive amount of Middle Market insurance experience (e.g., underwriting, claims, or insurance related business development experience).
Consistently pursue opportunities to differentiate AXA XL in the industry through our offerings and how we conduct business.
Demonstrated ability to build and maintain outstanding insured and broker contacts.
Excellent written and oral communication skills. Excellent customer service focus is a must.
Collaborative team player who provides creative solutions and ideas for resolution.
Desired Skills and Abilities:
Exceptional organizational and time management skills with the ability to perform accurate mathematical calculations.
Outstanding collaborative skills in a fast-paced team-centric environment.
Excellent interpersonal, presentation, written and verbal communication skills.
The ability to demonstrate critical thinking, decision making, and problem-solving skills.
The U.S. base salary range for this position is USD 107,900 - 209,100.
Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues' pay.
At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as an enterprising retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL's benefits offerings, please visit US Benefits at a Glance 2026.
