Senior Underwriter, Middle Market Multi-Industry

Liberty Mutual • $75K — $95K *

Plano, TX 75025In-Person

Finance & Insurance

Less than 5 years of experience

6 days ago

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Job Overview by Ladders

Qualifications

Degree in Business or equivalent is typically required.
Minimum 2.5 to 3 years of progressive underwriting experience or related experience.
CPCU or another professional insurance designation preferred.
Proven analytical skills to evaluate underwriting risks and processes.
Strong understanding of complex technical underwriting issues.
Demonstrated success in developing and underwriting profitable business.

Responsibilities

Underwrite middle market commercial accounts by assessing submissions and determining terms and pricing.
Make independent, data-driven decisions on risk selection and pricing.
Coordinate referrals for accounts requiring additional authority or specialized support.
Manage and maintain relationships with brokers, agents, and insureds.
Develop strategies to source profitable middle market business and expand market share.
Negotiate coverage and terms with clarity and timeliness while safeguarding profitability.
Underwrite complex submissions typical to middle market clients and engage internal partners for risk mitigation.

Benefits

Access to ongoing training and professional development opportunities.
Mentorship role for junior underwriters and new hires.
Opportunity to shape product and portfolio strategy in a dynamic environment.

Full Job Description

Description

We are seeking an experienced Middle Market Senior Underwriter to underwrite commercial property & casualty risks in the middle market segment. As an individual contributor, you will make analytical, data-driven underwriting decisions within delegated authority, with limited guidance from leadership. You will evaluate and price moderately complex to complex accounts, manage broker and client relationships, and help shape product and portfolio strategy for your book of business.

To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.

Key Responsibilities

Underwrite middle market commercial accounts within assigned authority by assessing submissions, reviewing coverage terms, exposures, loss history, financials, and supporting information to determine accept/decline, terms, and pricing.
Make independent, data-driven decisions on risk selection and pricing consistent with underwriting appetite and profitability objectives.
Coordinate referrals for accounts above individual authority or that require specialized support.
Manage a portfolio of brokers, agents, and insureds:
Maintain and grow relationships with producing brokers and agents; act as a visible Liberty representative in the market.
Develop targeted broker strategies to source profitable middle market business and expand market share.
Provide timely, clear responses to brokers and clients; negotiate coverage and terms while protecting portfolio profitability.
Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards).
Engage internal partners (Claims, Actuarial, Risk Control, Legal) to structure appropriate terms and risk mitigation plans.
Mentor and coach junior underwriters and new hires on middle market underwriting practices, decision-making, and Liberty processes

Qualifications

Degree in Business or equivalent typically required
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience
CPCU or professional insurance designation preferred
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues
Proven track record of developing and underwriting profitable business

About Liberty Mutual

Since 1912, Liberty Mutual Insurance have committed theirselves to providing broad, useful and competitively-priced insurance products and services to meet their customers' ever-changing needs. Their delivery on this commitment is the reason they're now the third largest property and casualty insurer in the U.S. based on 2012 direct premium written according to the National Association of Insurance Commissioners.

Liberty Mutual Careers

Join the vibrant team at Liberty Mutual, a leading global insurance company, where your career is in your hands. At Liberty Mutual, we are committed to fostering an inclusive culture that values diversity and innovation. With a variety of job opportunities across multiple fields, this is where your professional journey can truly flourish.

Work You’ll Do

At Liberty Mutual, you’ll be part of a team that’s dedicated to empowering people to live safer, more secure lives. Whether you’re interested in a position in claims handling, underwriting, or customer service, you’ll find a platform here to enhance your skills and push the boundaries of what you can achieve.

Explore Our Job Opportunities

Liberty Mutual offers a range of career paths for both seasoned professionals and those just starting out. Our internship programs provide invaluable hands-on experience, helping to bridge the gap between education and full-time employment. For those seeking to grow their career, we offer positions that challenge and inspire, backed by benefits that support both professional and personal growth.

Innovate with Us

Innovation is at the heart of Liberty Mutual. We encourage our team to bring fresh ideas that drive industry leadership and improve customer experiences. By joining our team, you’ll collaborate with talented professionals who are keen on developing solutions that lead the market.

Develop Your Career

Liberty Mutual is deeply invested in the professional development of its employees. With comprehensive diversity training and leadership programs, we prepare you to take on leadership roles within the company. Networking opportunities within the company can lead to mentorship and further career advancement.

Benefits of Joining Liberty Mutual

Working at Liberty Mutual comes with numerous benefits. From competitive salaries to health and wellness programs, we ensure our team members are well taken care of. More than just a job, a position at Liberty Mutual is a stepping stone to a fulfilling career.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Liberty Mutual. We are actively hiring and looking for individuals who are passionate, curious, and ready to drive change. Enhance your resume, prepare for your interview, and become part of a company that values your unique skills and vision.

Stay Connected

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Liberty Mutual: A Place to Grow, Innovate, and Lead

Discover how you can make a difference. Visit our careers page to find the position that’s right for you and join a team that’s committed to growth, leadership, and innovation. At Liberty Mutual, your career is what you make it.

Learn more about Liberty Mutual

Size

45,000 employees

Industry

Finance & Insurance

Founded

1912

* Ladders Estimates

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