EMC Insurance

Senior Underwriter

EMC Insurance$92K — $140K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in insurance or business administration preferred.
  • 5 years of experience in commercial lines underwriting.
  • Preferred insurance designations such as CPCU.
  • Strong understanding of underwriting and risk analysis processes.
  • Proficient with Microsoft Office and social media platforms.

Responsibilities

  • Select and maintain a profitable book of business in a high-volume territory.
  • Evaluate and analyze complex accounts for risk selection and pricing.
  • Develop and manage agency relationships to enhance collaboration.
  • Ensure agents receive exceptional customer service through effective communication.
  • Explain coverage decisions clearly to agents and stakeholders.
  • Coordinate agency planning with marketing and branch management teams.
  • Mentor junior underwriters to foster professional development.

Benefits

  • Comprehensive rewards package inclusive of health, dental, and vision insurance.
  • 401(k) retirement plan with company match.
  • Professional development and training opportunities.
  • Flexible work arrangements may be available.
  • Paid time off and holidays.
Full Job Description
Essential Functions:
  • Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
  • Evaluates and analyzes highly complex accounts for risk selection and pricing purposes
  • Develops and fosters agency relationships
  • Collaborates with marketing representatives to ensure agents receive superior customer experiences
  • Offers appropriate coverage for exposures and explains decisions to agents
  • Coordinates with marketing and branch management in the agency planning and review processes
  • Serves as a mentor for less experienced underwriters


Education & Experience:
  • Bachelor's degree, preferably in insurance or business administration
  • Five years of experience in commercial lines underwriting
  • Insurance designations, such as CPCU preferred


Knowledge, Skills & Abilities:
  • Excellent knowledge of underwriting and risk analysis
  • Exceptional problem-solving skills and the ability to make sound decisions
  • Strong customer service skills
  • Strong computer skills, including knowledge of Microsoft Office and social media
  • Ability to work on multiple projects while meeting deadlines
  • Excellent written and verbal communication skills, including the ability to speak effectively before groups
  • Strong presentation skills preferred
  • Ability to work effectively with others, as well as independently
  • Demonstrated leadership qualities
  • Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling


The hiring salary range for this position will vary based on geographic location, falling within either of the following:
$92,670 - $128,045 or $102,443 - $140,845
A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers

About EMC Insurance

EMC Insurance Group Inc. is an insurance holding company based in Des Moines, Iowa. The company provides property and casualty insurance products and services to businesses and individuals in the United States. The company operates through two segments: Property and Casualty Insurance and Reinsurance. The Property and Casualty Insurance segment provides commercial and personal lines of insurance products. The Reinsurance segment provides reinsurance for other insurers. The company was founded in 1911 and is publicly traded on the NASDAQ under the ticker symbol EMCI.
Learn more about EMC Insurance
Industry
Founded
1911
NASDAQ

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