JP Morgan Chase & Co.

Senior Credit Originator - Real Estate Banking

JP Morgan Chase & Co.$125K — $150K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of commercial banking/lending experience with a focus on credit and loan documentation
  • Proven expertise in Commercial Real Estate Credit
  • Excellent communication skills for articulating and defending credit decisions to senior management
  • Ability to build strong relationships with diverse stakeholders, including clients and senior management
  • Strong understanding of accounting, finance, and real estate fundamentals
  • Advanced analytical, business writing, and Microsoft Office skills
  • Bachelor's degree in Business Administration or a related field

Responsibilities

  • Evaluate and strategize new loan opportunities, identifying strengths and weaknesses
  • Collaborate with Client Executives on client strategies for optimal results
  • Structure and coordinate complex loans, facilitating the credit approval process
  • Present and advocate for proposed loans to senior management with clarity
  • Review and contribute to underwriting materials and approval packages
  • Negotiate term sheets and loan documentation effectively
  • Coordinate all aspects of the real estate closing process, including due diligence
  • Ensure compliance with all underwriting standards and guidelines during loan originations
  • Facilitate training and development of junior team members

Benefits

  • Access to best-in-class financial solutions across various real estate asset types
  • Partnership with prominent developers, investors, and funds
  • Opportunities for leadership in managing complex credit situations
  • Involvement in high-impact financial deals with significant market presence
  • Job stability within a reputable and established financial institution
Full Job Description
JOB DESCRIPTION

Join JPMorganChase Commercial Real Estate and help deliver best-in-class financial solutions across all major real estate asset types: multifamily, retail, industrial and office properties as well as their respective sub asset types. You’ll partner with leading developers, investors, REOCs, and funds to finance high-quality real estate investments at both the asset and entity level. Bring your credit expertise to a platform with broad national capabilities, deep market knowledge, and meaningful client impact.

As a Senior Credit Originator in Real Estate Banking (REB), you oversee and drive the new loan origination process for commercial real estate clients. You apply strong knowledge of the commercial real estate industry, banking rules and regulations, and hands-on experience administering construction and term loans secured by real estate. You independently manage dynamic credit situations while leading effectively to optimize team resources and deliver accurate, timely results.

 

Job Responsibilities

  • Evaluate new loan opportunities and drive strategic new business opportunities by identifying strengths and weaknesses of proposed transactions
  • Contribute to the development and execution of client strategies in collaboration with Client Executives
  • Structure complex loans and coordinate the credit approval process with Underwriters, Client Executives, and Credit Executives
  • Present proposed loan transactions to senior management by clearly articulating the reasoning behind recommended credit decisions
  • Review underwriting materials, Investment Committee Memorandums, Credit Approval Packages, and Risk Rating recommendations
  • Prepare and negotiate term sheets and negotiate loan documentation
  • Coordinate the real estate closing process, including reviewing due diligence
  • Oversee compliance with underwriting standards and guidelines, credit approval requirements, and related policies and procedures for new originations
  • Assist with training and development of junior staff members and, where applicable, manage staff

 

Required Qualifications, Capabilities and Skills

  • 10+ years of commercial banking/lending experience, including extensive credit, structuring, closing, and loan documentation experience
  • Experience in Commercial Real Estate Credit
  • Communicate clearly and diplomatically, including expressing and supporting opinions, listening thoughtfully to feedback, and articulating positions to senior management
  • Build strong relationships with clients, counsel, product partners, and senior management through superior interpersonal skills
  • Significant accounting and finance knowledge, along with strong real estate fundamentals and concepts
  • Strong analytical and business writing skills and proficiency with Microsoft Word, Microsoft Excel, and Microsoft PowerPoint
  • Hold a BA/BBA

 

Preferred Qualifications, Capabilities and Skills

  • Possess knowledge of JPMorganChase or similar bank policies and procedures
  • Completion of a major corporate banking credit training program
  • Hold a MBA

 

The final officer title and job grade is at the discretion of the firm and will be discussed at the time of offer.  It may be different than what is listed on the requisition based on candidate experience level. 

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

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Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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