Senior Credit Analyst, Diversified Industrials

The position at a glance

The Senior Credit Analyst supports BNP Paribas's mission by ensuring the robust management of credit risk within the Diversified Industrials sector. You will contribute to new business development, perform in-depth credit analysis, and collaborate with cross-functional teams to ensure timely and sound credit decisions. This role offers the opportunity to work with a wide range of stakeholders and contribute to the bank's growth strategy. In addition, you will contribute to the development and mentoring of junior credit analysts as well as to fostering the collaborative and high performance-oriented nature of team.

In detail

The successful candidate will be responsible for the credit management of assigned Diversified Industrials corporate clients and for working on new client deals along with other colleagues (Analyst to Managing Director) on the Team and on key partner teams.

Core tasks and responsibilities include:
• Manage and monitor the credit quality of a portfolio of assigned North American Industrial Clients (corporates and LBOs) spanning the entire rating spectrum. This will include:

• Analyze borrowers' financial statements and historical performance metrics
• Assess financial covenant compliance and quarterly/LTM performance indicators
• Incorporate qualitative and quantitative insights from lender presentations, press releases, rating agency reports, and industry research

• Support the technical development and mentoring of junior credit analysts, fostering collaboration, sense of ownership, and accountability
• Act as the primary escalation point for junior analysts on client and credit matters
• Contribute to the bank's growth strategy by supporting new client's origination and prospecting
• Prepare detailed credit memoranda for new transactions, annual reviews, renewals, amendments, and waivers
• Present credit analyses and recommendations to Credit Committees and senior stakeholders / decision makers
• Maintain portfolio reporting, including watchlist memos and quarterly monitoring for highly leveraged clients
• Interact with internal and external auditors during loan examinations
• Collaborate with colleagues across regions to align on client strategy
• Participate in client meetings and calls alongside Bankers

The strengths and skills that will help you succeed

• Bachelors Degree in Finance or Accounting or Master in Finance and/or MBA/CFA
• The knowledge of English is required.*
• Minimum 6 years of prior experience in corporate banking or at rating agencies covering Corporate Clients.
• Reasoned financial statement analysis and fundamental corporate credit analysis skills when evaluating client health.
• Understanding of general banking products, loan structures, and credit agreements to support transaction workflows.
• Advanced projection modeling skills for accurate financial forecasting.
• Organized and committed approach to managing complex tasks and deadlines.
• Professional business writing and verbal skills for interacting with stakeholders.
• Responsible approach to operating within a team and interacting with senior stakeholders.
• Proficiency in Word and Excel for daily reporting and analysis.

*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.

While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted

What's in it for you

Alongside a competitive compensation, we provide a comprehensive suite of flexible benefits designed to support your health, wellbeing, and long-term success:

Health & Wellness A menu of flexible options for you and your family, including a 24/7 telemedicine service.

Mental-Health Support Up to $5,000 per year for sessions with mental-health practitioners, plus unlimited access through our Employee Assistance Program.

Financial Benefits A defined-contribution pension plan and a range of additional financial perks.

Paid Volunteering Days Take time off to give back to the community.

Learning & Development Access to high-quality training, personal-development programs, and clear pathways for internal career progression across our global organization.

Work-place flexibility - Hybrid work is available for most roles. You'll be required in the office at least three days per week, with one of those days being either a Monday or a Friday.

To find out more about our range of benefits, click hre

Do you want to discover other BNP Paribas offers in Canada?

Click here: BNP Paribas in Canada Our job offers

Protect yourself from fraudulent job postings. Emails about jobs at BNP Paribas will always come from addresses ending [redacted].com [redacted].bnpparibas.com, [redacted].bnpparibas.com, or [redacted].bnpparibas.com. You should be suspicious of emails regarding employment with BNP Paribas coming from any other domains and should not respond. BNP Paribas will never send payments to or request payments from candidates for positions posted by BNP Paribas.