OverviewWho we're looking forToyota Financial Services Compliance Department is looking for a passionate and highly motivated
Senior CRA and Fair Lending Analyst.
The primary responsibility of this role is to ensure the Bank remains compliant with regulatory requirements by monitoring, analyzing, and documenting Community Reinvestment Act (CRA) and fair lending activities.
Reporting to the Toyota Financial Savings Bank CRA & Fair Lending Officer, the person in this role will support the Compliance Department's objective to maintain an effective compliance oversight framework that upholds our commitment to fair and equitable lending practices.
What you'll be doingIn this role, you will be at the heart of our compliance efforts, turning complex data into actionable insights that help us serve our communities effectively. Success means you are a proactive problem-solver who ensures our records are audit-ready, and our lending strategies are aligned with our regulatory obligations.
- Drive compliance excellence by analyzing CRA and fair lending data to identify trends, gaps, and potential concerns that shape risk awareness and decision-making.
- Maintain accurate records of CRA service hours, investments, and lending activities so the organization stays aligned with institutional obligations.
- Perform quarterly analysis of the retail lending portfolio to help ensure lending activity meets CRA standards.
- Partner with TMCC to review fair lending monitoring results and coordinate timely follow-up that supports effective resolution.
- Compile and document critical compliance reports so management stays informed and the organization is prepared for regulatory exams.
- Support the CRA & Fair Lending Officer with monitoring, research, and special projects that expand your expertise in banking laws and regulations.
What you bring- BA or BS degree or equivalent work experience.
- 3+ years of experience in a similar field or industry demonstrating analytical and compliance skills.
- Working knowledge of the Community Reinvestment Act (CRA) and Fair Lending regulations.
- Experience working in a regulated entity, with a solid understanding of compliance expectations.
- Strong organizational and analytical skills, with experience reviewing, interpreting, and tracking complex data, preparing reports, and supporting regulatory compliance initiatives with high accuracy.
- The ability to communicate and collaborate effectively across multiple business units while also working independently.
- Strong attention to detail and the ability to manage multiple priorities and deadlines in a fast-paced environment.
Added bonus if you have- Compliance certification such as CCEP, CCCCP, CRCM, or CAMS.
- Experience working with Kadince software.
- Advanced Microsoft Excel skills.
What we'll bringDuring your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:
- A work environment built on teamwork, flexibility, and respect• Professional growth and development programs to help advance your career, as well as tuition reimbursement
- Team Member Vehicle Purchase Discount
- Toyota Team Member Lease Vehicle Program (if applicable)
- Comprehensive health care and wellness plans for your entire family
- Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
- Paid holidays and paid time off
- Referral services related to prenatal services, adoption, childcare, schools and more
- Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
- Relocation assistance (if applicable)
The annual base salary range for this position is $96,600.00 - $156,900.00.Employees (and their families) are covered by medical, dental, vision, and basic life insurance. Employees are able to enroll in our company's 401k plan.
