Banner Bank

Senior Commercial Relationship Manager

Banner Bank$135K — $182K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in relevant fields or equivalent experience
  • 6+ years in commercial credit, financial analysis, or business development
  • Experience in agricultural finance preferred
  • Strong understanding of local market dynamics
  • Proficient in treasury and cash management products
  • Knowledge of commercial lending laws and appraisal guidelines
  • Proven track record in managing large client relationships

Responsibilities

  • Drive revenue growth through targeted business development
  • Build and manage relationships with complex commercial and agricultural clients
  • Focus business development on C&I and agricultural opportunities
  • Structure and negotiate loan terms to meet client and organizational needs
  • Prepare and present credit analyses and lending recommendations
  • Conduct ongoing credit reviews for compliance
  • Monitor and manage portfolio risks and ratings
  • Represent the bank to build brand awareness in the community
  • Mentor less experienced relationship managers
  • Collaborate with loan support staff to foster teamwork
  • Ensure compliance with policies and regulations

Benefits

  • Comprehensive medical, dental, and vision plans
  • Paid vacation and sick leave
  • 11 paid holidays annually
  • 401k plan with up to 4% employer match
  • Tuition reimbursement program
  • Annual incentive potential
Full Job Description
Join a role where your expertise in commercial banking directly fuels business growth and community impact. As a Senior Commercial Relationship Manager, you'll build and lead a high-performing portfolio of complex commercial clients while partnering closely to deliver tailored credit and treasury solutions. This is an opportunity to combine strategic business development with meaningful client relationships. In our Moses Lake Commercial Banking Center, you will have the opportunity to focus on serving Commercial and Agricultural clients throughout the market.
In this role you'll
  • Drive revenue growth through targeted business development with both existing clients and new prospects
  • Build, deepen, and manage relationships with large, complex commercial and Agricultural clients
  • Focus business development efforts across commercial & industrial (C&I) and Agricultural opportunities and specialized industry verticals
  • Structure and negotiate loan terms within your authority to meet client needs and organizational goals
  • Prepare and present comprehensive credit analyses and lending recommendations
  • Conduct ongoing credit reviews to ensure compliance with internal policies and regulatory requirements
  • Monitor and manage portfolio risk, maintaining accurate risk ratings and proactive issue identification
  • Represent the bank in the community to build brand awareness and strengthen local partnerships
  • Mentor and coach less experienced relationship managers and support team development
  • Partner with loan support staff and contribute to a collaborative team environment
  • Ensure adherence to all policies, procedures, and regulatory requirements
What we're looking for
  • You have a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
  • You have 6+ years of experience in commercial credit, financial analysis, or business development (Required)
  • Ag experience highly preferred.
What helps you shine
  • You have a proven track record of developing and managing large, complex client relationships
  • You bring strong presentation, negotiation, and relationship-building skills
  • You understand local market dynamics and leverage that insight to grow business
  • You have deep financial acumen and can confidently underwrite and structure commercial and Agricultural credit solutions
  • You possess strong knowledge of treasury and cash management products
  • You are well-versed in regulatory requirements, including commercial lending laws and appraisal guidelines
  • You take a proactive, analytical approach to managing risk and portfolio performance
Travel
  • Up to 25% within market and limited travel out of market
Our Company Values
  • Do the right thing
  • Mutual respect
  • Accountability
  • Integrity
What Our Team Says

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated." - Glassdoor review
Compensation & Benefits

Targeted starting salary range (based on experience): $135,000 - $182,000
Annual incentive potential
Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
Paid vacation time, sick time and 11 company paid holidays
401k (with up to 4% match)
Tuition reimbursement

Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to reviewBanner Bank's Consent & Privacy notice before applying.

About Banner Bank

Valley National Bancorp, doing business as Valley Bank, is a regional bank holding company headquartered in Wayne, New Jersey, with approximately $42 billion in assets. Its principal subsidiary, Valley National Bank, currently operates over 230 branch locations in northern and central New Jersey, the New York City boroughs of Manhattan, Brooklyn, and Queens, as well as Long Island, Florida, and Alabama. Valley Bank holds approximately $29 billion in assets. Valley Bank is one of the largest commercial banks headquartered in New Jersey.
Learn more about Banner Bank
Industry
Founded
1890

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