Bachelor's degree or equivalent experience required
7+ years of experience in commercial lending required
2+ years in Commercial Credit Risk Review or similar experience required
Preferred experience as a Commercial Credit Officer
Preferred experience as a Workout & Recovery Officer (Special Assets)
Preferred RMA Credit Risk Certification (CRC)
Responsibilities
Function as a Reviewer-In-Charge (RIC) for loan reviews
Lead discovery and planning meetings with credit risk and management
Manage complex loan transaction pipeline and fieldwork phase
Monitor assigned loan portfolios continuously
Perform quality assurance on credit risk reviews
Evaluate the credit delivery infrastructure for decisions
Complete special projects and research as assigned
Benefits
Opportunity for continuous professional development
Engagement in a culture of continuous improvement
Collaboration with a team of experts in credit risk
Exposure to complex loan transactions and diverse portfolios
Possibility of influencing credit risk management outcomes
Full Job Description
Job Purpose & Scope
Responsible for planning and leading projects that analyze loan portfolio segments and evaluates the quality of credit approval decisions with a focus on identifying the strength of loan underwriting, loan structuring, loan monitoring, risk rating accuracy, and workout and recovery plans.
Essential Job Functions
Functions as a Reviewer-In-Charge (RIC).
Leads pre-review discovery and planning meetings with credit risk and line management, manages the fieldwork phase, rolls up loan transaction results, identifies reportable risk issues, and presents findings and conclusions at management exit meetings.
Manages a pipeline of loans that are generally the most complex and technical loan transactions.
Performs continuous monitoring of assigned loan portfolios or portfolio segments.
Performs quality assurance work on beginner and intermediate level credit risk reviews.
Operate customary equipment and technology used in a business environment, with or without accommodation.
Note: This description is not an exhaustive list of all job functions, duties, skills, and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
