TD Bank

Senior Capital Risk Analyst (5074)

TD Bank$81K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate degree in Finance, Risk, Economics, or a related field.
  • 3+ years of relevant experience in Risk, Treasury, Accounting/Finance, or Audit preferred.
  • Familiarity with capital planning and stress testing regulations is a plus.
  • Strong conceptual and analytical skills, with the ability to handle ambiguity.
  • Exceptional problem-solving and investigative abilities.
  • Strong written and verbal communication skills, complemented by interpersonal skills.
  • High attention to detail with the ability to multi-task and manage priorities effectively.

Responsibilities

  • Conduct independent review and challenge of capital risk management activities.
  • Monitor and escalate the Bank's capital positions, addressing complex issues to stakeholders.
  • Ensure compliance with US and OSFI regulations in capital risk processes.
  • Serve as a subject matter expert in cross-functional initiatives, providing risk guidance.
  • Engage with business partners across various teams including Front Office and Internal Audit.
  • Promote a positive risk culture emphasizing quality, innovation, and teamwork.
  • Stay informed on emerging trends and regulatory requirements related to capital.

Benefits

  • Comprehensive health and well-being benefits.
  • Savings and retirement programs.
  • Paid time off for personal time and recovery.
  • Exclusive banking benefits and discounts.
  • Career development opportunities including mentoring and learning platforms.
  • Recognition programs to reward contributions.
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
$81,600 - $115,200 CAD

Job Description:

Business /Department Overview:

Capital Risk and Governance (CRG) is a newly formed team within Financial Risk Management with a mandate to provide second-line oversight for Enterprise Capital Adequacy reporting and management activities.

The Senior Capital Risk Analyst will contribute to the oversight of the Capital Risk Management activities that includes capital reporting, stress testing, limit calibrations and capital actions.

Key Accountabilities:
  • Provide independent review and challenge of the Capital Risk Management activities including capital reporting, capital framework and policy, limit calibrations, and capital actions.
  • Monitor and escalate the Bank's capital positions, including communication of complex / technical issues to stakeholders.
  • Ensure the compliance of the Capital Risk processes with both US and OSFI regulations.
  • Participate in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations.
  • Liaise with business partners including TBSM, Front Office, second-line risk partners, and Internal Audit.
  • Support a positive risk culture and work environment that promotes service to the business, quality, innovation, teamwork and ensure timely communication of issues and points of interest.
  • Keep current on emerging issues, trends, and evolving Capital regulatory requirements and grow knowledge of the businesses and related tools.
  • Proactively identify opportunities for process efficiencies where opportunities exist.


Job Requirements:
  • Undergraduate degree in Finance, Risk, Economics or related field
  • 3+ years relevant experience in Risk, Treasury, Accounting/Finance or Audit preferred
  • Familiarity with capital planning and stress testing regulations is an asset
  • Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity
  • Strong internal control orientation
  • Exceptional problem-solving and investigative skills
  • Strong communication skills (both written and verbal), and interpersonal skills
  • High attention to detail and ability to work independently to multi-task/manage priorities and meet tight deadlines


Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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