The OpportunityLocation: must sit in Charlotte, NC or Lawrenceville, GA office
Join Ally Financials' Enterprise Fraud, Security & Investigations (EFSI) team as a senior individual contributor focused on internal fraud detection and alerting. You will independently lead detection initiatives from risk identification through testing, implementation, and ongoing optimization, using internal detection platforms to produce actionable alerts and evidence-based investigative findings.
The Work Itself- Develop and tune internal fraud alerting strategies, translating risks into data requirements, detection logic, thresholds, and exclusions.
- Use Teramind, DataWalk, or comparable platforms to analyze user activity, correlate events, validate alerts, and resolve rule or data issues with platform owners.
- Test strategies against historical data; assess false positives, alert volumes, and outcomes; and recommend improvements based on results and operational capacity.
- Analyze complex employee activity, access transactions, and expense data to identify emerging patterns, validate data quality, and distinguish legitimate activity from indicators requiring review.
- Independently triage alerts, establish investigative plans, preserve evidence, and escalate findings within established service levels.
- Partner across business and technical teams to address control gaps; maintain strategy documentation, testing results, procedures, and performance reporting; and provide technical guidance to analysts.
- Prepare factual investigative summaries and applicable regulatory reporting, including SARs to FinCEN, under established review requirements. Maintain knowledge of fraud techniques, privacy laws, bank regulations, and incident-handling procedures.
The Qualifications We're Looking For- 5-7 years of relevant internal fraud investigations, internal detection, insider risk, or, including complex investigations and detection strategy development or optimization.
- Hands-on experience configuring or tuning rules, validating alerts, and interpreting activity records in internal detection, user behavioral analytics, insider-risk, or data loss prevention platforms. Teramind, DataWalk, or comparable detection, employee monitoring tools, link-analysis, and case management experience preferred.
- Advanced analytical skills combining and validating large datasets, identifying trends and relationships, and evaluating strategy effectiveness and coverage limitations.
- Strong knowledge of financial institution operations, internal controls, and banking regulations. At least three years in financial services and multi-line institution experience preferred.
- Independent judgment, attention to detail, project leadership, and clear communication; ability to manage competing priorities, influence stakeholders, and deliver practical recommendations and responsive business-partner service.
- Bachelor's degree or equivalent in criminal justice, business administration, security management, or another related field.
- Must be able to perform essential responsibilities with or without reasonable accommodation
- Ideal candidate would be located in Charlotte, NC, Lawrenceville, GA.
- Travel to other business locations may be required (
Minimum Qualifications- 3+ years of experience
- High school Diploma or GED equivalent
How We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf
Base Pay Range$70,000.00 - $120,000.00
An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Incentive Compensation: This position is eligible to participate in our annual incentive plan.
