Upgrade is an online lending platform that offers personal loans and credit monitoring services. The company was founded in 2016 by Renaud Laplanche, the former CEO of LendingClub. Upgrade offers personal loans with fixed rates and terms ranging from 36 to 60 months. The company also provides credit monitoring and credit education tools to help customers improve their credit scores. Upgrade has raised over $142 million in funding and has originated over $3 billion in loans.