MasterCard

Principal Software Engineer, Data Architecture

MasterCard$195K — $323K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in a Principal Engineer or equivalent role focused on enterprise data architecture and platform strategy.
  • Experience with large-scale data platforms and distributed systems, particularly in cloud environments.
  • Knowledge of modern data technologies like Databricks, Snowflake, and streaming platforms.
  • Strong understanding of data governance and security in global, regulated environments.
  • Ability to influence architectural initiatives and engage with C-suite stakeholders effectively.

Responsibilities

  • Lead enterprise data architecture as a senior technical leader in partnership with VP and senior tech leadership.
  • Advise executive stakeholders by aligning business strategy with secure data architecture.
  • Drive the technical vision for data onboarding, exchange, discovery, and consumption.
  • Create roadmaps that serve both immediate and scalable long-term business needs.
  • Establish architecture standards and best practices through the Architecture Review Board.
  • Promote adoption of modern data technologies across the organization.
  • Mentor and influence global engineering teams to foster a high-performance culture.

Benefits

  • Comprehensive health insurance including medical, dental, and vision benefits.
  • Generous paid leave policies including 16 weeks for new parents and up to 20 days of bereavement leave.
  • 401(k) plan with competitive company matching contributions.
  • Flexible spending and health saving accounts to manage medical expenses.
  • Tuition reimbursement and other professional development opportunities.
Full Job Description
Title and Summary

Principal Software Engineer, Data Architecture

Overview:
Mastercard's Data & Analytics organization is seeking a visionary Principal Software Engineer, Data Architecture to define and advance our global enterprise data architecture strategy. Reporting to the Vice President of Data Engineering, this role will lead the design and evolution of strategic platforms that simplify how external data is securely exchanged with Mastercard and enable product teams, consultants, and analysts to more easily discover, access, and leverage enterprise data.

The successful candidate will establish the architectural vision for platforms that transform complex, fragmented data processes into scalable, self-service experiences that accelerate innovation and unlock greater value from Mastercard's data assets.

This position combines deep hands-on technical expertise with enterprise influence, driving architectural decisions that maximize the value of Mastercard's data assets while meeting the highest standards for security, resiliency, compliance, and operational excellence.

Role:
• Serve as the senior technical leader for enterprise data architecture, partnering closely with the VP and senior technology leadership.
• Act as a trusted advisor to executive stakeholders, translating business strategy into scalable, secure, and resilient data architecture decisions.
• Drive the technical vision and architecture for enterprise data onboarding, exchange, discovery, and consumption capabilities.
• Develop roadmaps that balance immediate business needs with long-term platform scalability and reuse.
• Establish and drive enterprise architecture standards, design patterns, and engineering best practices through the Data & Analytics Architecture Review Board.
• Drive adoption of modern data technologies, including Databricks, Snowflake, Delta Lake, and streaming platforms.
• Evaluate and incorporate emerging technologies, including AI-enabled data platforms and agent-based architectures.
• Mentor and influence global engineering teams, fostering a culture of technical excellence, accountability, and thoughtful risk taking.

All About You:
• Proven experience as a Principal Engineer, Lead Architect, Lead Engineer, or equivalent technical leadership role driving enterprise-scale data architecture and platform strategy.
• Extensive experience architecting and building large-scale data platforms, distributed systems, and enterprise integration solutions across both on-premises and cloud environments, leveraging technologies such as Spark, Kafka, Flink, NiFi, Hadoop/Cloudera, Databricks, and modern cloud-native data services.
• Experience integrating AI driven capabilities into data platforms, with appropriate governance and guardrails for emerging use cases, including agentic commerce.
• Experience building reusable platforms that serve multiple products, teams, or business domains.
• Strong understanding of data governance, security, and regulatory compliance in highly regulated, global environments.
• Proven ability to lead and influence architectural initiatives within Agile, SAFe, or product centric delivery models, partnering effectively with product, engineering, and business stakeholders.
• Demonstrated ability to influence technical and business decisions at all levels, including C-suite stakeholders.
• Strong executive presence with the ability to translate complex architecture concepts into business language.
• Exceptional communication skills, with the ability to articulate complex technical concepts to executive and non-technical audiences.
• Strong Decency Quotient (DQ) with a track record of building inclusive, collaborative, high performing teams.
• Bachelor's or Master's degree in Computer Science, Engineering, Data Science, or a related quantitative field, or equivalent practical experience.

This role is not eligible for Mastercard's work authorization sponsorship. As such, candidates must be eligible to work in the United States, now as well as in the future, without employer sponsorship.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.


In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges
Arlington, Virginia: $195,000 - $323,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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