Intuit Inc

Principal Credit Risk Analyst

Intuit Inc$236K — $319K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of experience in lending or fintech industries.
  • 4+ years of team management experience leading risk analysts and data scientists is preferred.
  • Strong understanding of credit-related domains like scoring, customer acquisition, and loss forecasting.
  • Demonstrated track record of developing data-driven lending products.
  • Solid business acumen to influence cross-functional teams and achieve results.
  • Excellent analytical skills with the ability to present complex data effectively.
  • Advanced degree (MS/PhD) in quantitative disciplines such as Statistics or Economics.

Responsibilities

  • Drive new lending initiatives focusing on cash flow-based products to enhance business growth.
  • Maintain loan portfolio risk within established tolerances while supporting growth.
  • Collaborate with various teams to create new lending offerings aimed at expanding market share.
  • Ensure comprehensive delivery strategies for credit underwriting and data infrastructure.
  • Lead a team of credit strategists to achieve target risk-adjusted returns.
  • Analyze lending portfolio performance and propose credit policy changes to enhance KPIs.
  • Utilize cloud data technology to extract insights and identify business opportunities based on credit risk.
  • Innovate and test new methods for acquisition strategies and credit policy evaluation.

Benefits

  • Competitive compensation package with performance-based rewards.
  • Eligibility for cash bonuses and equity rewards.
  • Comprehensive benefits plan in line with organizational programs.
Full Job Description
The role as QuickBooks Capital credit risk lead analyst will dive into three main areas to help the business grow:
  • Drive new lending business initiatives from the credit risk expert perspective, especially, cash flow based lending products.
  • Ensure our loan portfolio is within our risk tolerance while growing the portfolio.
  • Partner with our data science and data engineering teams to leverage the latest technology and models to serve our QuickBooks customers' financing needs


Responsibilities
  • Build great ownership and leadership by working collaboratively with business partners (product management, product development, marketing, data engineering, compliance, underwriting team etc.) to design new lending offerings to increase our market share.
  • Ensure new product credit underwriting platform and data infrastructure requirements and delivery road maps are robust and complete for product partners.
  • Build and lead a high-performing team of credit strategists and analysts to deliver the target risk adjusted returns.
  • Partner closely with our marketing, product, data scientist, underwriting, partnership teams to drive customer segmentation, develop innovative credit strategies, and perform portfolio analyses
  • Dive deep into our lending portfolio performance and design credit policy proposals that will improve business KPIs
  • Leverage cloud data technology to extract insights from extensive transactional data and convert credit risk analyses into actionable business opportunities.
  • Develop, deploy, and oversee tests that explore new methodologies and estimate key metrics for our acquisition strategies and credit policy
  • Proactively contribute innovative concepts for the creation of new financing products tailored for QuickBooks customers.


Qualifications
  • 12+ years working experience in lending or fintech related industries.
  • 4+ years team management experience in leading a group of risk analysts and data scientists is a plus.
  • Strong risk related domain knowledge, such as credit bureau attributes and scoring, customer acquisition, scorecard modeling, loan amount assignment, pricing, loss forecasting, or collections
  • Tracking records of building new lending related products with data driven solutions.
  • Strong business acumen with the ability to build relationships, influence cross functional partners and drive winning results.
  • Proven analytical thinker that can leverage excellent communication skills to translate complex quantitative and qualitative data into actionable insights
  • MS/PhD in quantitative fields such as Statistics, Operational Research, Industry Engineering, Economics etc.

Footer
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at ). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
The expected base pay range for this position is:
Mountain View $236,000 - $319,500

About Intuit Inc

Intuit offers business and financial management solutions for SMBs, financial institutions, consumers, and accounting professionals. The company’s product portfolio includes TurboTax, a software solution that offers free tax filing, efile taxes, and income tax returns; Quicken; QuickBooks; Mint.com, and more. It also offers end-to-end solutions for online tax preparation, download products, mobile tax prep, mortgage interest and property tax, corporations tax, military tax, and more. Intuit was founded by Tom Proulx and Scott Cook in 1983 and is based in Mountain View, California. The company serves customers in North America, Asia, Europe, and Australia with offices in the United States, Canada, India, U.K., and Singapore.

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Learn more about Intuit Inc
Size
13,500 employees
Market Cap
$107.4 billion
Industry
Net Income
$1.7 billion
Founded
1983
5 Year Trend
+19.6%
Revenue
$7.7 billion
NASDAQ

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