5-7 years of experience as a Business Analyst and/or Scrum Master in Banking or Payments
In-depth knowledge of high-value payment systems and transaction flows
Familiarity with FEDwire, CHIPS, and ISO20022 standards
Proven experience in agile environments and facilitating Scrum practices
Strong stakeholder engagement and communication skills
Ability to build and manage client relationships effectively
Responsibilities
Lead business analysis for high-value payments and transformation initiatives
Facilitate agile ceremonies and support delivery as a Scrum Master
Document and translate business and technical requirements into actionable deliverables
Support transformation programs for cross-border payment systems
Collaborate with stakeholders to ensure alignment across business, technology, and operations
Benefits
Medical, Dental, Vision coverage
401(k) with employer match
Paid parental leave and dependent care support
Tuition reimbursement and wellness programs
Commuter benefits and employee discount platform
Full Job Description
Principal Consultant - Payments SME
Location: NYC or Charlotte, USA | Practice Area: Banking & Payments | Type: Permanent
Drive transformation across high-value payment systems in a fast-evolving global landscape
The Role We are seeking a Principal Consultant to join our Banking & Payments practice, supporting large-scale payments transformation initiatives. This role combines Business Analysis and Scrum Master responsibilities, working on high-value and cross-border payment systems. You will play a key role in delivering change across complex payment infrastructures while collaborating with global stakeholders in an agile environment.
What You'll Do
Lead business analysis activities across high-value payments and transformation initiatives
Facilitate agile ceremonies and support delivery as a Scrum Master across cross-functional teams
Gather, document, and translate business and technical requirements into actionable deliverables
Support transformation programs across payment systems including cross-border transactions
Collaborate with stakeholders to ensure alignment across business, technology, and operations
What We're Looking For
Proven experience as a Business Analyst and/or Scrum Master within Banking or Payments
knowledge of high-value payment systems and transaction flows
Working knowledge of FEDwire, CHIPS, and ISO20022 (pacs.008, pacs.009)
Experience delivering within agile environments and facilitating Scrum practices
Ability to engage stakeholders and communicate requirements clearly across teams
Experience building and managing strong client relationships to understand needs and deliver effective solutions.
Bonus Points For
Experience in payments transformation or modernization programs
Exposure to cross-border payments and regulatory considerations
Familiarity with financial messaging standards and payment processing systems
Experience working with Tier 1 financial institutions
Certification in Agile, Scrum, or Business Analysis disciplines
We offer a competitive, people-first benefits package designed to support every aspect of your life:
Medical, Dental, Vision coverage
401(k) with employer match
Paid parental leave and dependent care support
Tuition reimbursement and wellness programs
Commuter benefits and employee discount platform
#LI-JC1
US Pay Range
$143,000-$183,000 USD
About Capco
Capco is a global management and technology consultancy dedicated to the financial services industry. Founded in 1998, Capco has grown into a global organization with more than 5,000 employees serving clients in the financial services industry across the Americas, Europe, and Asia Pacific. Capco provides a range of services to its clients, including strategy, digital, technology, and risk and compliance. The company is headquartered in New York City and has offices in major financial centers around the world. For more information, please visit their website at www.capco.com.
