TD Bank

Principal Architect - Digital Assets & Tokenization

TD Bank$150K — $200K *
Enterprise Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years leading architecture for production-grade Web3 or digital asset applications.
  • Proven success with live tokenization platforms or institutional crypto custody systems.
  • Strong architectural knowledge of enterprise EVM nodes and blockchain infrastructure platforms.
  • Experience with MPC wallet infrastructure and its integration.
  • Deep understanding of smart contract security risks and audit governance.

Responsibilities

  • Define scalable tokenization architectures integrating user experiences and custody capabilities.
  • Guide implementation of enterprise-grade blockchain nodes and Blockchain-as-a-Service environments.
  • Own and champion critical architectural decisions via Architectural Decision Records.
  • Communicate and socialize target-state architectures and strategic technology roadmaps.
  • Mentor developers and architects to elevate team capabilities across the organization.
  • Collaborate with engineering leaders to ensure alignment in implementation phases.
  • Shape strategies for custody infrastructure and account abstraction user experiences.

Benefits

  • Health and well-being benefits.
  • Savings and retirement programs.
  • Paid time off.
  • Career development opportunities.
  • Reward and recognition programs.
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Technology Solutions

Pay Details:
$150,000 - $200,000 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Overview

We are seeking a highly experienced Full Stack Architect specializing in digital assets and tokenization to lead enterprise architecture, solution strategy, and governance for blockchain-enabled platforms.

In this strategic role, you will bridge traditional financial infrastructure and decentralized systems by defining target-state architectures for tokenization platforms supporting real-world assets, digital securities, utility tokens, and institutional custody workflows.

You will provide architectural direction across backend services, decentralized application experiences, smart contract ecosystems, public EVM and Layer 2 networks, enterprise permissioned chains, and managed Blockchain-as-a-Service platforms.

Key Responsibilities

Architecture and Platform Design
  • Define scalable, end-to-end tokenization architectures that align user experiences, middleware services, indexers, custody capabilities, and smart contract ecosystems.
  • Provide solution direction for enterprise-grade blockchain nodes and Blockchain-as-a-Service environments, including Hyperledger Besu, Quorum, Corda, Kaleido, and Blockdaemon, to support compliant, privacy-preserving network topologies.
  • Own critical architectural decisions by authoring and championing Architectural Decision Records, driving stakeholder reviews, and guiding decisions through formal architecture governance channels.
  • Design, communicate, and socialize end-to-end target-state architectures, solution blueprints, and strategic technology roadmaps.
  • Create consensus across cross-functional leadership and engineering teams, proactively navigating competing priorities to resolve complex or controversial technical decisions.
  • Elevate team capability by mentoring developers and architects, fostering continuous technical growth, and supporting succession planning.
  • Partner with engineering leaders throughout the delivery lifecycle to ensure implementations remain aligned with approved target-state architectures.

Tokenization and Smart Contract Engineering
  • Set architectural direction for tokenized real-world assets, debt, equities, funds, and stablecoins using standards such as ERC-20, ERC-721, ERC-1155, ERC-3643/T-REX, and ERC-1400.
  • Define governance expectations for smart contract testing, formal verification, and upgradeability patterns, including ERC-2535 Diamond Standard and proxy contracts.
  • Oversee protocol security audit strategy with third-party security firms and ensure remediation plans are incorporated into release governance.

Full Stack Technical Leadership
  • Define architectural standards for React and Next.js frontends that interact with Web3 libraries such as Ethers.js, Viem, and Wagmi.
  • Guide architectural patterns for scalable backend services in Node.js, Go, or Rust, with emphasis on reliability, maintainability, and production readiness.

Custody, Key Management, and Institutional UX
  • Shape enterprise integration strategy for MPC wallet infrastructure providers such as DFNS, Fireblocks, BitGo, Turnkey, and Anchorage, as well as Hardware Security Modules for transaction signing and treasury management.
  • Define user experience architecture for account abstraction, including ERC-4337, social logins, and gasless transaction relayers such as Biconomy and Gelato, to support seamless institutional onboarding.

Regulatory and Compliance Technology
  • Establish architectural requirements for on-chain and off-chain identity management, including KYC/AML accreditation rules, transfer restriction engines, and transaction monitoring tools such as Chainalysis and Elliptic.
  • Ensure solution designs support regulatory compliance, auditability, and operational controls across tokenized asset workflows.


Required Experience
  • Experience leading architecture for production-grade Web3 or digital asset applications.
  • Proven track record guiding live tokenization platforms, real-world asset solutions, or institutional crypto custody systems from concept through production governance.
  • Strong architectural understanding of enterprise EVM nodes, such as Hyperledger Besu, and blockchain infrastructure platforms such as Kaleido or Blockdaemon.
  • Experience defining integration approaches for programmatic MPC wallet infrastructure, e.g. DFNS, Fireblocks, or Turnkey.
  • Deep understanding of smart contract security risks, audit governance, and gas optimization tradeoffs.


Preferred Qualifications
  • Hands-on experience with Zero-Knowledge proofs, including zk-SNARKs and zk-STARKs, for privacy-preserving asset transactions.
  • Hands-on experience deploying a tokenization solution for real-world assets, digital securities, funds, stablecoins, or institutional digital asset workflows.
  • Familiarity with institutional settlement systems, including FIX protocol, Swift, and ISO 20022 messaging.
  • Hands-on open-source contributions to major Web3 frameworks, Ethereum Improvement Proposals, or tokenization standards.
  • Certifications in AWS or GCP cloud architecture, blockchain security, or related disciplines.


#LI-TECH

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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