The position at a glance
This role supports BNP Paribas's mission by providing neutral advisory services to enhance CIB value creation through transaction and client profitability review. The position aims to manage regulatory capital consumption via the active management of the loan portfolio. You will play a key part in balancing risk and return to ensure sustainable growth within the Origination and Active Management functions.
In detail
• Review capital commitment requests submitted to the Resource Allocation Committee to support informed decision-making by RAC members.
• Analyze the profitability of proposed lending transactions and overall client profitability to provide reasoned insights for the decision-making process.
• Liaise with Coverage counterparts to ensure all transactions are modelled appropriately for accurate assessment.
• Maintain and update trends within Origination and the broader loan market to ensure data-driven advisory.
• Participate in the back testing of client profitability in collaboration with PAM and relevant regional teams to validate historical models.
• Monitor capital consumption and credit risk evolution of the loan portfolio by analyzing market and industry trends.
• Propose enhancements to the risk-return profile of lending transactions by providing secondary market alternatives to Coverage and Business lines.
• Execute approved Active Management and risk mitigation actions as required by Risk or Business Lines to manage exposure effectively.
• Perform necessary due diligence in coordination with Coverage and asset-owning Business lines to ensure compliance and legal satisfaction.
• Provide ad hoc training to Coverage and Business lines on Portfolio Management roles, capital, and liquidity topics to enhance organizational knowledge.
The strengths and skills that will help you succeed
• Bachelor's in Finance or Accounting
• Minimum 3-5 years of experience in credit within a large international bank or financial services firm.
• The knowledge of English is required.*
• Financial statement analysis to evaluate client creditworthiness.
• Credit risk RWA calculations and modelling to manage regulatory capital.
• Knowledge of Basel, Dodd-Frank, Volcker, and other regulatory frameworks to ensure compliance.
• Understanding of credit products including loans, CDS, credit insurance, and securitization to support portfolio management.
• Bloomberg Terminal usage for real-time market data retrieval.
• VBA programming and modelling skills to improve process efficiency.
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.
While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted
What's in it for you
Alongside a competitive compensation, we provide a comprehensive suite of flexible benefits designed to support your health, wellbeing, and long-term success:
Health & Wellness A menu of flexible options for you and your family, including a 24/7 telemedicine service.
Mental-Health Support Up to $5,000per year for sessions with mental-health practitioners, plus unlimited access through our Employee Assistance Program.
Financial Benefits A defined-contribution pension plan and a range of additional financial perks.
Paid Volunteering Days Take time off to give back to the community.
Learning & Development Access to high-quality training, personal-development programs, and clear pathways for internal career progression across our global organization.
Work-place flexibility Hybrid work is available for most roles. You'll be required in the office at least three days per week, with one of those days being either a Monday or a Friday.
To find out more about our range of benefits, click here
Do you want to discover other BNP Paribas offers in Canada?
Click here: BNP Paribas in Canada Our job offers
Protect yourself from fraudulent job postings. Emails about jobs at BNP Paribas will always come from addresses ending @ bnpparibas.com @ us.bnpparibas.com , @ ca.bnpparibas.com , or @ br.bnpparibas.com . You should be suspicious of emails regarding employment with BNP Paribas coming from any other domains and should not respond. BNP Paribas will never send payments to or request payments from candidates for positions posted by BNP Paribas.
