Market President

The Citizens Bank of Philadelphia

$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in a financial institution as an individual producer
  • 1-3 years of experience managing a sales team in financial services
  • Bachelor's degree in banking & finance, real estate, business administration or related field
  • Strong knowledge of credit analysis and loan documentation
  • Proven branch/market oversight and coaching experience
  • Excellent verbal and written communication skills
  • Solid background in customer service and sales

Responsibilities

  • Oversee bank activities in the community including loans and deposits
  • Lead and develop staff through active management and training
  • Drive market growth through enhanced client relationships
  • Ensure high-quality client service across all banking channels
  • Develop new business by underwriting, structuring, and closing loans
  • Negotiate and coordinate loan closings in compliance with regulations
  • Maximize profitability through effective pricing and service promotion

Benefits

  • Active role in community affairs representing the bank
  • Opportunity to enhance market presence and growth
  • Development of coaching and mentoring skills
  • Direct influence on loan portfolio management
  • Engagement in recruiting and training the next generation of bankers
Full Job Description
The Citizens Bank of Philadelphia is currently seeking a Market President for Starkville, as follows:
PositionMarket PresidentReporting ToRegional PresidentLocationStarkville, MS

About the Position
A proactive relationship builder that assists bank clients and provides excellent support throughout the process of underwriting, structuring and closing of loans and developing deposit relationships while working to enhance and grow the bank's presence within the community and market.

Essential Duties
Oversee activities of the bank within the community/market, including loans and deposits. Provide day-to-day leadership of managers and employees. Assist in recruiting, training and developing staff. Enhance market growth in all areas. Ensure the highest quality of client service is provided at all delivery systems within the market. Represent the bank in local community through active participation in community affairs.

Develop new business, through the underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio. Solicit, negotiate and coordinate the closing of loans in compliance with the bank's lending policies and procedures as well as applicable Federal and State regulations. Maintain collection efforts of delinquent loans within the officer portfolio. Monitor existing loan portfolio to ensure proper risk ratings and early identification of potential problems. Promote business for the bank by maintaining good client relationships and referring clients to appropriate staff for additional services. Maximize bank profitability through appropriate pricing of new loans, fee income and selling of all bank products and services. Develop business and consumer checking and deposit relationships with clients. Present credits for approval to appropriate levels of authority within the bank as required.

Other duties as required by supervisory personnel.

The Right Person
5-7 years' successful experience as an individual producer in an FDIC Insured Financial Institution or similar work environment.
1-3 years' successful sales team management for a team responsible for selling and servicing financial services.
4-year degree in banking & finance, real estate, business administration or related field.
Broad Banking Knowledge, including credit analysis and loan documentation systems.
Demonstrated experience overseeing a branch/market, developing selling/cross-selling skills, and coaching/mentoring.
Exceptional Verbal and Written Communication Skills
Exceptional Customer Service and Sales Background
Extensive Knowledge/Use of Microsoft Office and other PC applications

VEVRAA Federal Contractor

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