Apple

Machine Learning Engineer, Wallet Intelligence and Machine Learning

Apple$120K — $150K *
Consumer Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of machine learning experience, particularly in classification, clustering, and anomaly detection.
  • Proficiency in programming languages such as Python, Scala, or Java.
  • Experience analyzing large datasets with distributed computing frameworks.
  • Strong ability to communicate complex analytical results to diverse audiences.
  • Experience navigating and delivering solutions on ambiguous projects with collaborative teams.
  • Robust analytical skills, including critical questioning and evidence-based reasoning.

Responsibilities

  • Develop and launch on-device machine learning technologies to enhance user safety.
  • Collaborate with cross-functional teams including engineering and security to coordinate project goals.
  • Design machine learning models within real-time constraints to ensure efficient operation during user transactions.
  • Proactively identify potential fraud patterns rather than merely reacting to them.
  • Take ownership of specific problem areas while understanding the broader system of model deployment.
  • Build and optimize machine learning models suited for resource-constrained environments.

Benefits

  • Opportunity to work with cutting-edge technology in a mission-driven team.
  • Collaborative work environment that encourages open discussion and healthy skepticism.
  • Focus on meaningful projects that drive user safety and privacy.
  • Exposure to a variety of cross-disciplinary work, enhancing professional growth.
  • Flexible work arrangements to support work-life balance.
Full Job Description
Are you motivated to protect users and their accounts while delivering the best possible customer experience? Come join the Wallet Intelligence and Machine Learning team, where we help secure users' digital lives across Apple's devices without sacrificing privacy. Machine Learning Engineers here build analytical solutions and think deeply about where they fit into a larger system, staying ahead of fraud and applying the best privacy-preserving and fraud-prevention methods available to make Apple products, and especially Apple Pay and Apple Wallet, the safest platform people can use.

The On Device Insights team at Apple develops machine learning models that run directly on users' devices to protect them from fraud, holding themselves to an exceptionally high bar for privacy. As part of the Wallet Intelligence and Machine Learning team, you will help secure users' digital lives across Apple's devices - including Apple Pay and Apple Wallet - without sacrificing privacy. This is a mission-driven team that thrives on hard problems, healthy skepticism, and open collaboration.

Description

We are looking for a Machine Learning Engineer to help develop and launch on-device technologies that keep our users safe, working closely with engineering, security, program management, and business partners.

Our work is applied and pragmatic by necessity. Models must run in real time and in the background on the device without slowing down something as simple as an in-app purchase, which means designing within real constraints like model size, inference budgets, and memory. Because we often need to anticipate fraud rather than react to each new pattern as it appears, we have to be proactive and think ahead. This role is a chance to take ownership of a problem area, build a system-wide understanding of where our models fit, and apply your expertise in machine learning in an innovative and fast-moving environment.

If you're energized by ambiguity, motivated by a meaningful mission, and the kind of person who digs beneath the surface and questions your own assumptions before forming a recommendation, we'd love to hear from you.

Minimum Qualifications

Experience with machine learning methods such as classification, clustering, and anomaly detection.

Strong programming skills in one or more languages such as Python, Scala, or Java.

Experience processing and analyzing data at scale using distributed data or compute frameworks.

Ability to communicate the results of analysis clearly and succinctly to a range of audiences.

Experience delivering results on ambiguous, loosely defined problems, working with others.

Rigorous analytical thinking, including the ability to question assumptions, reason through a problem, and justify a recommendation with sound evidence.

Preferred Qualifications

Experience deploying machine learning in resource-constrained or real-time environments, such as on-device deployment, model compression, or optimizing for inference budgets.

Experience with distributed data and compute frameworks such as Spark, Ray, or Daft.

Familiarity with privacy-preserving machine learning techniques.

Background in fraud detection, risk modeling, or security-focused machine learning.

Familiarity with iOS development.

We're open to a range of specializations and are excited by candidates who bring a differentiating strength to the team, whether that's a research background, deep systems thinking, or expertise we don't yet have. Tell us what you'd add.

About Apple

Apple is a corporation that designs, manufactures, and markets mobile communication and media devices, personal computers, portable digital music players, and sells a variety of related software, services, peripherals, networking solutions, and third-party digital content and applications. Apple provides many products and services, including iPhone; iPad; iPod; Mac; Apple TV; a portfolio of consumer and professional software applications; the iOS and OS X operating systems; iCloud; and accessories, service, and support offerings. It sells its products worldwide through its retail stores, online stores, direct sales force and third-party cellular network carriers, wholesalers, retailers, and value-added resellers to the consumer and also sells third-party iPhone, iPad, Mac and iPod compatible products, including application software and accessories through its online and retail stores. Introduced in 1984, the Macintosh was the first widely sold personal computer with a graphical user interface (GUI). That feature and others such as an improved floppy drive design and a low-cost hard drive that made data retrieval faster helped Apple cultivate a reputation for innovation. Apple was named as the most admired company in the United States in 2008 and in the world from 2008 to 2012 by the Fortune magazine. The company was founded by Steven Paul Jobs, Steve Wozniak, and Ronald Gerald Wayne on April 1, 1976, and is headquartered in Cupertino, California.

Apple Careers

Join Apple, a place where extraordinary people gather to do their best work. Our ever-expanding global team is at the forefront of innovation and leadership in the tech industry. At Apple, we're not just building products—we're crafting the kind of wonder that revolutionizes entire industries. It's the diversity of our people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Work You’ll Do Embark on a journey with Apple’s market-leading team to help some of the world’s most influential companies navigate their path to digital mastery with cutting-edge technology and services. Transform industries and touch lives with your unique ideas at Apple. Here, you’ll lead through a unique position at the intersection of technology, creativity, and robust industry expertise. Collaborate with a global team of professionals who are at the top of their game in technology and design. Apple isn’t just a company, it’s a community of innovators and passionate thinkers. Introducing the Apple Innovation and Leadership Initiative We are building a market-leading team to drive our efforts in delivering groundbreaking solutions and services. At Apple, job opportunities are abundant, offering you the chance to explore diverse roles from engineering to marketing, all designed to empower your career growth. Do Innovative Work Join the largest group of creative and technical experts in the world—professionals dedicated to redefining what’s possible through technology and innovation. Deliver targeted solutions through a depth and breadth of expertise that’s unmatched, driving forward our commitment to excellence and leadership in every project we undertake. Be Part of a Great Team Engage in a wide range of projects utilizing Apple’s technology and resources. Harness the unparalleled capabilities, global scale, and joint solution development that only Apple can offer. Future-Proof Your Career Advance your career with limitless opportunities at Apple. Go as far as your ambition takes you with unmatched training, development, and certification support. Explore Discover how Apple is leading the way in tech innovation: [With iOS] Businesses can streamline operations and enhance customer interactions... READ MORE Smart home technology integration that sets the standard for convenience and security... READ MORE The Apple Experience Our combined service capabilities, global scale, and joint solution development help clients overcome challenges and lead transformation in their industries. Clients worldwide look to Apple for new strategies and solutions that drive growth and innovation in the digital era. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Whether you’re seeking a professional role, an internship, or a leadership position, Apple offers a variety of employment opportunities. SEARCH APPLE JOBS Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Apple, a company committed to diversity, innovation, and leadership. Explore job opportunities, employment benefits, and the culture of growth and innovation at Apple. Prepare your resume, hone your interview skills, and ready yourself for a career at one of the most prestigious companies in the world. Join us in pushing the boundaries of what is possible.
Learn more about Apple
Size
154,000 employees
Market Cap
$2,074.3 billion
Industry
Net Income
$63.9 billion
Founded
1976
5 Year Trend
+11.5%
Revenue
$294.1 billion
NASDAQ

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