Moody's Investors Service

Let's begin! Ratings Associate (14790)

Moody's Investors Service • $82K — $95K *
New York, NY 10025In-Person
Finance & Insurance
Less than 5 years of experience
Today
Be an Early Applicant
Job Overview by Ladders

Qualifications

  • 5-7 years of relevant accounting or financial analysis experience, including coursework or CFA equivalent preferred
  • Experience in relevant internships or projects
  • Proficiency with Microsoft Excel, Word, and PowerPoint
  • Familiarity with data visualization tools like PowerBI or TABLEAU preferred
  • Strong communication and interpersonal abilities
  • Demonstrated adaptability in a fast-paced, innovative environment
  • Basic understanding of fixed income markets or credit preferred

Responsibilities

  • Support Analysts with credit ratings, research, and outreach activities
  • Utilize advanced digital tools to enhance analytical efficiency
  • Analyze financial data, prepare models, and run forecasts
  • Draft memos for rating committees and participate in meetings
  • Assist in writing and publishing credit research reports
  • Monitor market developments impacting credit quality
  • Attend issuer meetings and prepare presentations
  • Engage in continuous professional development through training and hands-on work

Benefits

  • Medical, dental, and vision insurance
  • Parental leave and paid time off
  • 401(k) plan with employee and company contributions
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement opportunities
Full Job Description


Skills & Competencies

  • Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent), or relevant work experience is preferred
  • Relevant work or project experience, including internships
  • Proficiency in MS Excel, Word, and PowerPoint
  • Experience with data analysis and visualization tools (e.g., PowerBI, TABLEAU, KNIME, Alteryx) preferred
  • Excellent verbal, written communication, and interpersonal skills
  • Strong organization skills, analytical thinking, and attention to detail
  • Eagerness to learn and adopt emerging technical applications in the financial industry, including AI-driven tools, automation and data analytics
  • Proactive with the ability to work effectively in a team environment
  • Ability to adapt and thrive in a fast-paced, innovative environment; ability to prioritize tasks
  • Fundamental understanding of fixed income markets or credit preferred
  • Demonstrates a high level of emotional intelligence, including the ability to navigate complex interpersonal dynamics, foster collaboration, and approach challenges with empathy and self-awareness
  • Exemplifies unwavering integrity by consistently acting with honesty, transparency, and accountability, ensuring trust and credibility in all interactions and decisions
  • Strong skills in data interpretation and storytelling, with the ability to analyze complex datasets, extract actionable insights, and effectively communicate findings to diverse audiences in a clear and compelling manner
  • Python and SQL skills preferred


Education

  • Minimum undergraduate/first-level degree (e.g. Bachelor's Degree, or equivalent qualifications) with a strong academic record (minimum GPA of 3.0 in the US)
  • Availability to start in January 2027


Responsibilities

As a Ratings Associate, you will be part of a global team and you will collaborate closely with Credit Rating Analysts to assign and monitor credit ratings of companies in major global industries, governments and structured financings, playing a crucial role in assessing their credit risk and performance. You will participate in key stages of the credit rating process and contribute to the rigorous evaluation and assignment of credit ratings by participating in credit rating committee discussions. You will utilize advanced digital tools and AI technologies to streamline processes, improve efficiency, and enhance the quality of your data analysis. Ratings Associates are part of a dynamic team that makes a significant impact on the global capital markets.

What to Expect:
  • Support Analysts on work related to credit ratings, research, and market outreach
  • Leverage digital tools and AI-driven solutions to enhance analytical capabilities, improve efficiency, and focus on solving complex, high-value challenges
  • Analyze data and financial documents, prepare and run financial models and forecasts
  • Draft rating committee memos; attend and participate in rating committee meetings
  • Draft and help publish credit research reports
  • Monitor market developments and news to assess credit quality and industry trends
  • Attend investor and issuer meetings as required; help prepare presentations
  • Continuous development of your professional skills through trainings and hands-on work
  • Learn about sustainability, cyber risk, private credit and local financial markets


About the Team

The Ratings & Research Support (RRS) team at Moody's plays a critical role in ensuring the smooth operation of the ratings and research process and supporting various analytical departments. The Ratings Associate will work closely with Credit Rating Analysts to ensure that all tasks related to credit ratings, research, and market outreach are completed efficiently and effectively. This role is essential in maintaining the overall productivity and organization of the ratings process, and it supports the larger team by ensuring that all analytical needs are met promptly and accurately.

This role has the potential to be placed on one of the fundamental teams within Ratings & Research Support:
  • Corporate Finance Group (CFG)
  • Financial Institutions Group (FIG)
  • Public Finance Group (PFG)
  • Project and Infrastructure Finance (PIF)


For US-based roles only: the anticipated hiring base salary range for this position is $82,400.00 - $95,500, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Finance & Insurance
Founded
1900
* Ladders Estimates

Similar Jobs

Ad banner background

Get Ready For Your
Next Interview

More Jobs at Moody's Investors Service

More Finance & Insurance Jobs

Find similar Let's begin! Ratings Associate (14790) jobs:

NationwideNew York, NY