Bill.com

Fraud Strategy Data Scientist

Bill.com$112K — $135K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years of experience in fraud risk control strategy within eCommerce or online payments.
  • Proven record of achieving business goals through analytical rule development and collaboration.
  • Experience in building and maintaining risk strategy frameworks with a focus on KPIs.
  • Advanced skills in SQL/Python for complex analytics and problem-solving.
  • Ability to develop performance dashboards and conduct diagnostic analytics.

Responsibilities

  • Lead projects focused on fraud detection, risk analysis, and loss mitigation.
  • Collaborate with product managers and engineers to enhance risk control strategies.
  • Build automated monitoring rules to detect evolving risk trends.
  • Contribute to the refinement of control strategies using advanced analytics techniques.
  • Mentor junior team members and promote best practices in fraud risk management.

Benefits

  • 100% paid health, dental, and vision insurance for employees.
  • Health Savings Account (HSA) and Flexible Spending Account (FSA) options.
  • Life insurance and long/short-term disability coverage.
  • Generous paid time off, including wellness days and holidays.
  • Employee Stock Purchase Program with discounts.
Full Job Description
Make your impact within a rapidly growing Fintech Company

We are looking for a talented, enthusiastic and dedicated person to join BILL's Fraud Risk Strategy team. The incumbent will be responsible for leading key projects associated with fraud detection, risk analysis and loss mitigation at Bill.com. This position requires a person who has experience with performing analytics, refining risk strategies, and developing predictive algorithms preferably in the risk domain.

We'd love to chat if you have:
  • Minimum 3+ years of experience in end to end fraud risk control strategy experience within relevant industry experience in eCommerce, or online payments, leveraging data science/analytics to solve complex business problems.
  • Achieved ambitious business goals through design, creation, and execution of control strategies through direct work (complex analytical rule development, maintenance, etc) and in collaboration with Product Managers, Engineers, and Business Stakeholders.
  • Developed, maintained, and refined risk strategy frameworks for a domain to keep model strategy up to date with high performance with the goal of delivering on KPIs. Built and deployed data driven and automated monitoring rules to detect and quickly respond to evolving risk trends. Partnered with product/engineering on product/customer touchpoints for risk signal capture and treatments from strategies.
  • Utilized advanced analytics techniques to significantly contribute to the refinement of end to end control strategies, including experience in building complex SQL/Python scripts with minimal guidance to solve ambiguous problems. Expertise with interpreting results and using data findings to influence decision making.
  • Developed flexible performance dashboards and monitoring that drill to the right level of granularity to fit the audience, business needs; covering the breadth of control strategy . Hands on experience wrangling complex data in tools (ie. Tableau) with the focus to perform monitoring, diagnostic analytics, and share actionable stories with data.
  • Applied advanced knowledge of data, metrics, profiles/typologies and key indicators in the financial fraud risk domain. Demonstrated ability to find and recommend additional enhancements within data features, data enrichment, score recalibration for existing strategies and processes. Identify and execute new model/rules/product opportunities in order to optimize processes aligning with the business goals.
  • Experience in project leadership, partnering and collaborating with cross functional teams including modeling, product/engineering, operations to effectively design strategies across the lifecycle at multiple touchpoints. Establishing business requirements, shared KPIs, guiding execution, and performing validation/maintenance. Experience influencing cross functional team approaches. Mentorship and support of junior team members to achieve goals.
  • Experience applying AI to accelerate data science work by designing prompts, rigorously evaluating outputs, and integrating LLMs through APIs into notebooks and automated pipelines.
  • Experience in experimental design, fraud typologies that involve onboarding fraud/abuse, and data/control governance, including proposal development, user acceptance definition, pre/post implementation validation, and approval workflows to ensure high quality deployments.

Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future.

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range

$112,700-$135,000 USD

Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones

Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County

$112,700-$135,000 USD

Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts

$101,400-$121,500 USD

Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania

$95,800-$114,800 USD

What's in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn't only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

Don't believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages.

About Bill.com

Bill.com is a provider of cloud-based software that simplifies, digitizes, and automates complex back-office financial operations for small and midsize businesses. The company's AI-enabled financial software platform helps businesses manage their cash inflows and outflows. Bill.com's software integrates with accounting software, payment systems, and banks to streamline the financial workflow process. The company was founded in 2006 and is headquartered in San Mateo, California.
Learn more about Bill.com
Size
1,384 employees
Market Cap
$11 billion
Industry
Net Income
-$47.9 million
Founded
2006
Revenue
$183.5 million
NASDAQ

Similar Jobs

More Jobs at Bill.com

More Finance & Insurance Jobs

Find similar Fraud Strategy Data Scientist jobs: