This role supports the achievement of short- and long-term business strategies by driving profitable growth through sound underwriting practices and effective agency marketing within an assigned territory. Partnering closely with Business Development, the Executive Underwriter develops and strengthens agency relationships while applying advanced technical underwriting expertise to complex commercial risks. This position also serves as a mentor and technical resource, providing training, coaching, and development to Underwriters and Senior Underwriters to support team performance and underwriting excellence.
Job Responsibilities:- Analyzes all lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
- Adheres to individual authority levels.
- Prices business according to company underwriting and pricing guidelines.
- Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
- Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
- Present new and renewal proposals to agency personnel.
- Maintains the highest level of customer service internally and externally.
- Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
- In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
- Serves as a resource to others in the resolution of complex problems and issues. May also act as subject matter expert for referrals and internal training.
- Educating the agency staff on company products, services and underwriting philosophy.
- Responsible for training and mentoring less experienced underwriting team members.
- Establishes positive relationships with internal/external stakeholders through communication and collaboration.
Education and Experience:- Bachelor's degree or equivalent experience required.
- The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
- 10+ years of commercial insurance experience required in addition to Bachelor's degree or equivalent.
- Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required
- Demonstrated experience with complex middle market or large commercial accounts, including multi-line programs and sophisticated risk profiles, is preferred
Qualifications/Competencies:- Advanced knowledge and/or experience with multi lines underwriting.
- Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
- Ability to work in a team environment
- Strong communication and negotiation skills
- Excellent time management and organizational skills.
- Analytical skills and attention to detail.
Leadership Skills:- Models self-leadership that encourages open, honest dialogue and leverages diverse strengths of self and others.
- Communicates in a clear, relevant and timely manner that promotes common understanding and engages stakeholders.
- Creates and manages synergistic relationships to achieve shared business objectives.
- Attracts and leverages top talent to create an innovative, high-performance environment.
- Analyzes complex business problems and assesses decision impacts to determine appropriate solutions
- Identifies and embraces opportunities to deliver competitive products and customer service.
- Executes effectively with clearly defined vision and measures of success.
Benefits:- Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
- We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee's annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
- Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.
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