What You'll Be Doing

CIBC's Residential Credit Finance & Securitization Group is seeking an experienced professional to support the structuring and execution of RMBS transactions across a diverse range of residential mortgage asset classes. This role requires strong analytical capabilities, deep knowledge of mortgage securitization structures, and the ability to work closely with internal partners, clients, rating agencies, and other transaction stakeholders.

How You'll Succeed

• Oversee the full structuring process for non-Agency RMBS transactions, from early-stage pitching through transaction close
• Use Intex Deal Maker to construct cash flow waterfalls, ensuring structural features (e.g., sequential/pro rata pay, shifting interest, deal triggers) are modeled correctly
• Partner with the banking team to support the rating agency process and sizing credit enhancements
• Ensure offering documents accurately reflect structuring assumptions & outputs
• Run various stress testing and scenario analysis (prepayments, defaults, severities)
• Coordinate with stakeholders on internal model development and maintenance

Who You Are

• Bachelor's degree required
• 5+ years of relevant experience in RMBS structuring, securitization, mortgage analytics, or related roles
• Deep knowledge of deal mechanics and structures across residential mortgage sectors, including Non-QM, Investor, Jumbo, Agency Investor, RTL, and related asset classes
• Advanced quantitative skills and strong proficiency in Excel, with experience in Intex Dealmaker, Intex Calc, CAS, VBA, Bloomberg, and similar modeling platforms
• Strong understanding of collateral analysis, cash flow modeling, rating agency methodologies, and transaction documentation
• Excellent communication and collaboration skills
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

#LI-TA

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $225,000-$300,000 for the New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee's needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members.

Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.

Job Location
NY-New York, 300 Madison Ave Fl 5

Employment Type
Regular

Weekly Hours
40

Skills
Analytical Thinking, Business Finance, Cash Flow Modelling, Credit Processes, Customer Engagement, Financial Modeling, Global Market, Investments, Leadership, Market Trading, Process Improvements, Researching, Solution Strategies