OverviewThe position will conduct varies of credit risk management risk data related duties. The position focuses on the data analytics and risk reporting.
ResponsibilitiesCredit Risk Data Control and Analysis- Assist to develop automated solutions to support business processes and report procedures.
- Build up applications or scripts for implementing automation functionalities.
- Database design for information storage purposes in both relationship and non-relationship infrastructures.
- Workflow and data pipeline design and development for meeting risk related reporting requirements.
- Develop data visualizations and dashboards to support the business intelligence progress.
- Communicate with appropriate stakeholders to ensure the data quality problems are identified, documented, and mitigated.
- Support process improvement, including workflow design, documentation, data security control, and identifying efficiency opportunities.
- Collaborate with credit officers, credit administration, data governance, IT, and business unit representatives to provide data analysis and governance ensure new and emerging data required for portfolio analysis is on-boarded into credit risk systems.
- Drive the automation of report and dashboard generation in a manner that drives consistency, accuracy and repeatability in credit risk reporting.
Credit Risk Reporting:- Periodic reporting on the loan portfolio. This includes report generation in a wide variety of formats including but not limited to Clicksense dashboards, Microsoft Excel report, PowerPoint presentations on a periodic as well as ad-hoc basis.
- Prepare portfolio report and analysis including but not limited to Key Risk Indicators, exposure, credit rating, concentration and exception management.
- Integrate and utilize data from a variety of sources in an efficient and accurate manner to drive excellence in risk reporting.
- Utilize knowledge of -risk concepts to identify inconsistencies in the reports they generate.
Credit Risk Data Support:- Assist risk management in the design and implementation of risk reporting across a variety of media.
- Supply data to support the credit risk management, including but not limited to asset quality, change of portfolio composition, concentration, rating migration and changes of loan provisions.
Qualifications- Bachelor's degree in Computer Science /Statistics/Mathematics/Economics required, MBA and Master's preferred.
- Minimum 4 years of working experience in credit risk management, data analysis, and software development required.
- Experience in at least one supportive programing language (Python, JavaScript, TypeScript, HTML, CSS, VBA and etc.) required.
- Demonstrate proficiency in at least one core programing language (JAVA, C, C++).
- Demonstrate proficiency in one SQL language (MSSQL, MYSQL, SQLITE, and etc.).
Pay Range
Actual salary is commensurate with candidate's relevant years of experience, skillset, education and other qualifications.USD $65,000.00 - USD $150,000.00 /Yr.
