The position at a glanceThe ERI Credit and Portfolio Management role supports BNP Paribas's mission by ensuring the proactive monitoring and management of the ERI loan portfolio across North and Latin America. The position aims to maintain portfolio integrity from financial closing until repayment through diligent credit and administrative oversight. This role contributes to the Asset Finance and Securitization group by safeguarding client activities in power, renewables, and infrastructure.
In detail- Manage assigned Project Finance accounts by addressing credit, legal, and compliance issues to ensure portfolio stability.
- Guide Associates and Analysts through mentorship to support team development and operational excellence.
- Prepare credit and financial analyses during annual reviews and quarterly reports to maintain accurate risk oversight.
- Develop internal credit proposals for amendments and waivers to facilitate necessary transaction adjustments.
- Perform financial modeling and sensitivity analysis to interpret results for internal and external documentation.
- Monitor compliance and covenant requirements to mitigate regulatory and contractual risks.
- Identify portfolio risks and deteriorating credits by communicating proactively with senior managers and Risk officers.
- Liaise with the Restructuring team to address troubled deals and minimize financial exposure.
- Negotiate amendment and waiver requests as an Agent Bank by coordinating with borrowers, legal counsel, and Lenders.
- Contribute to ERI Portfolio Reviews to provide management with essential insights into sector concentration and historical evolution.
The strengths and skills that will help you succeedBachelor's degree in a relevant field.
MBA / CFA / CPA preferred.
The knowledge of English is required.*
Minimum 5 years of experience in commercial/investment banking, credit rating, financial modelling, or financial and credit analysis.
Reasoned problem solving when performing financial and credit analysis.
Collaborative communication when presenting deal structures to credit committees, senior management, and other lenders.
Dependable time management when working to meet tight deadlines.
Supportive teamwork through demonstrating strong interpersonal skills and team spirit.
Technical proficiency in Microsoft Office for advanced financial modelling in Excel.
Comprehensive understanding of financial statements, accounting, corporate finance principles, and debt structures.
Efficient legal document review when managing due diligence processes for Project Finance agreements.
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required.
While the description above describes our ideal candidate, we encourage applicants to apply even if they do not fully meet the complete list of qualifications noted
What's in it for youAlongside a competitive compensation, we provide a comprehensive suite of flexible benefits designed to support your health, wellbeing, and long-term success:
Health & Wellness A menu of flexible options for you and your family, including a 24/7 telemedicine service.
Mental-
Health Support Up to $5,000 per year for sessions with mental-health practitioners, plus unlimited access through our Employee Assistance Program.
Financial Benefits A defined-contribution pension plan and a range of additional financial perks.
Paid Volunteering Days Take time off to give back to the community.
Learning & Development Access to high-quality training, personal-development programs, and clear pathways for internal career progression across our global organization.
Work-
place flexibility - Hybrid work is available for most roles. You'll be required in the office at least three days per week, with one of those days being either a Monday or a Friday.
To find out more about our range of benefits, click hre
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